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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Victor and his team were outstanding throughout the whole Home buying process. they answered every question without leaving me hanging. i would highly recommend them to others.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thanks James. enjoy thr new home and I will watch the market and contine to keep you updated.
Fabulous!!! Easy to work with and always available for questions or concerns! Friendly staff, highly recommended!!! Thanks for everything!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thankls Heidi, great home and never hesitate to reach out with questions. I will watch the market for you and Steve
Vic and his team are experienced loan professionals. It was our third time working with Vic and the process went as smooth as ever. He was there with us through every step of the process from getting in an offer to ensuring we had our paperwork...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Hi Sara, I'm thrilled to know that you were satisfied with our services for the third time. It's always a pleasure to have you on board and assist you in every step of the process. Your positive feedback motivates us to maintain our high standards...
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Victor was able to answer and explain everything I needed to know, and made buying our first house as easy as possible!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Knowledge and timeliness ...of course Vic
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Communication was outstanding.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you for the glowing review, Jordyn. We're thrilled to hear that you had such a positive experience with Victor Bals at DAS Acquisition Company, LLC. Communication is vital to us and we are delighted to know that it was outstanding for...
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Vic made the mortgage lending experience a breeze. It was our first time home buying and we were in the dark when it came to the pre-approval process but Vic took the time to sit with us and go through our finances and options for home buying....
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you for your positive review, Blake. We're thrilled to hear that Victor Bals was able to simplify the mortgage lending process for you, making your first time home buying experience a breeze. It's wonderful to know that he provided you...
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The communication was great, from the whole team. Everyone who was involved explained everything that was going on step by step.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thanks for the Review Charles, a pleasure helping you through this personal situation.
We had amazing communication and guidance from start to finish! I would highly recommend USA mortgage and especially Victor he works for the customer and does the best to answer any questions you may have!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Great team, super responsive, and FAST. Excellent communication with all parties, which is a rarity. Really top notch!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you Randy, appreciate the feedback.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095