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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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Reviews from Web
Victor and his very helpful staff made our closing go smoothly. He stated we would be in by Christmas and that was the best Christmas gift he gave our family. All the staff had our questions answered before we even started asking them. If you...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you Shannon. Appreciate the feedback and it could not happen without cooperation from you as well
Victor and his staff were always calling and emailing us to make sure we had the information he needed for the mortgage. He also gave us information to help Robert improve his credit score for the future. The fact that Robert worked midnights...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you for your positive review and for taking the time to share your experiences with Victor Bals and the rest of our team at DAS Acquisition Company, LLC. We're glad to hear that you found our services helpful and that we could accommodate...
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Vic and his team work effortlessly to make sure things happen timely even when unexpected things happen.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I'm truly humbled by your positive feedback, Kim. My team and I at DAS Acquisition Company, LLC strive to ensure a smooth process for our clients, regardless of any unexpected occurrences. Thank you for acknowledging our efforts and for the...
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Excellent communication and always right on top of everything
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you for your positive feedback, Benjamin. I'm thrilled to hear that you had a great experience with Victor Bals at DAS Acquisition Company, LLC. Your high rating and words of appreciation mean a lot to us. We always strive to stay on...
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You know you are in good hands when you have Vic Bals working on your mortgage. Not only is he very knowledgeable, he also keeps your best interest in mind.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you for sharing your experience, Kathy. We're thrilled to hear that Victor Bals from DAS Acquisition Company, LLC provided you with such great service. His knowledge and dedication to customer's best interests are indeed some of the qualities...
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Vic and his team jumped through hoops at the last minute due to issues beyond their control.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you for your kind words and incredible review, Kathy. I'm delighted to know that my team and I were able to assist you. At DAS Acquisition Company, LLC, we always strive to meet our clients' needs, no matter what. I appreciate the perfect...
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Easy, great communication, great staff.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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We got the job done and had a good time doing it.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Working so well with us even despite all the craziness. Thanks for all you’ve done!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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Victor is the Man! He is the best Mortgage representative I have ever worked with. Not only does he explore your options when considering a loan, he takes the time to educate you on your options. Vic and his team (Kazi, Flo, Beth, just to name...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Doug, I'm thrilled to hear you had such a positive experience! It's fantastic knowing that you appreciated not just the services, but also the education about the various options available. The whole team, including Kazi, Flo, Beth and myself,...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095