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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
They did it AGAIN! We got over first financing on our new build with Vic and his team then later refinanced and it was another pleasant experience! Knowledgeable and explained multiple different options to fit our family goals. AWESOME TEAM!...
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Reply from Owner
August 5th, 2025 12:00 AM
Thank you! It means so much to be part of your journey—not just once, but twice! I’m so glad we could make both experiences smooth and tailored to your family’s needs. Truly appreciate your trust and support.
The very best to work with extremely professional and I highly recommend them for all your Morgage needs the very best experience I have ever had .
Reply from Owner
June 21st, 2025 02:49 PM
Thank you so much! I’m grateful for your kind words and thrilled to hear it was such a great experience. Always here to help with anything you need!
The very best to work with extremely professional and I highly recommend them for all your Morgage needs the very best experience I have ever had .
Reply from Owner
August 5th, 2025 12:00 AM
Thank you so much! I’m grateful for your kind words and thrilled to hear it was such a great experience. Always here to help with anything you need!
Very Smooth transaction
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thanks Sherry it was a pleasure working with you guys once again.
Awesome company to work with. If you don't use them . You will never know what your missing. Best experience ever
If there is such a thing is perfect. They are as good as it gets. Awesome job everyone
Todd Glockzin
Reply from Owner
October 28th, 2024 03:24 PM
Hi Tood, we hit all the objectives for your needs. Alwayas a pleasure.
Awesome company to work with. If you don't use them . You will never know what your missing. Best experience ever
If there is such a thing is perfect. They are as good as it gets. Awesome job everyone
Todd Glockzin
Reply from Vic Bals at CrossCountry Mortgage
March 12th, 2025 10:01 AM
Todd, thank you so much for your kind words. It truly means a lot to hear that your experience with us was so positive. We strive to offer the best service possible, and feedback like yours makes all the hard work worthwhile. It's been a pleasure...
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Victor and his team were awesome to work with. Definitely hands down the best ever to work with. Always there to help out and make everything come together in the endNow days that almost impossible. Thank you everyone Keep up the amazing work...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thanks for the review Todd. Looks we we have it all worked out. I will stay in touch.
Awesome company to work with. If you don't use them . You will never know what your missing. Best experience ever
If there is such a thing is perfect. They are as good as it gets. Awesome job everyone
Todd Glockzin
Reply from Owner
August 5th, 2025 12:00 AM
Hi Tood, we hit all the objectives for your needs. Alwayas a pleasure.
Victor did an excellent job and communicated with us every step of the way. He was great to work with and gave great advice and options for us. I would 100😂% use him again and recommend him to anyone! Thank you for making this such an easy...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thanks Erin. Remember to get the homestead filed.
From the day one of our process, the whole team of Mortgage Center including Flo and Beth presented professionalism and helped us all the way to closing. We also had such a wonderful experience dealing with Victor and appreciate his help guiding...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you Ashvin always a pleasure.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095