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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Your loan transactions will be in the BEST of hands with The BALS MORTGAGE TEAM! Victor is one of the most knowledgeable in the industry, always keeping current with new, and changing loan programs. From beginning to close, their commitment...
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Reply from Owner
June 21st, 2025 02:45 PM
Thank you Kareen! It's been a pleasure having you as a real estate partner!
Your loan transactions will be in the BEST of hands with The BALS MORTGAGE TEAM! Victor is one of the most knowledgeable in the industry, always keeping current with new, and changing loan programs. From beginning to close, their commitment...
read more
Reply from Owner
August 5th, 2025 12:00 AM
Thank you Kareen! It's been a pleasure having you as a real estate partner!
Awesome Team with excellent communication.
Reply from Owner
June 21st, 2025 02:45 PM
Thank you for your review Carol! We really appreciate your support and so happy we were able to help!
Vic and his team are wonderful, they were quick to respond to all of my questions and walked me through every step. They made the whole home-buying process very easy, would definitely work with them again!
Reply from Owner
June 21st, 2025 02:50 PM
Thank you so much! I’m really glad we could make things easy and stress-free for you. It was a pleasure walking through the process together—don’t hesitate to reach out if you ever need anything down the road!
Awesome Team with excellent communication.
Reply from Owner
August 5th, 2025 12:00 AM
Thank you for your review Carol! We really appreciate your support and so happy we were able to help!
Vic and his team are wonderful, they were quick to respond to all of my questions and walked me through every step. They made the whole home-buying process very easy, would definitely work with them again!
Reply from Owner
August 5th, 2025 12:00 AM
Thank you so much! I’m really glad we could make things easy and stress-free for you. It was a pleasure walking through the process together—don’t hesitate to reach out if you ever need anything down the road!
Great transaction and great team! Thank you
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I'm thrilled to hear that you had a great transaction experience. It was a pleasure working with you, and I appreciate your kind words about our team. Thank you for your feedback!
Victor Bals and the whole team were wonderful from start to finish. The communication and attention to detail were much appreciated and made the process run smoothly. Highly recommended!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you Cherie, it was a pleasure.
They did it AGAIN! We got over first financing on our new build with Vic and his team then later refinanced and it was another pleasant experience! Knowledgeable and explained multiple different options to fit our family goals. AWESOME TEAM!...
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Reply from Vic Bals at CrossCountry Mortgage
March 12th, 2025 10:00 AM
Thank you so much! I'm thrilled to hear that we could assist you once again with your financing needs. It means a lot to know that our efforts in providing clear and tailored options made a positive impact on your family's goals. The team and...
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They did it AGAIN! We got over first financing on our new build with Vic and his team then later refinanced and it was another pleasant experience! Knowledgeable and explained multiple different options to fit our family goals. AWESOME TEAM!...
read more
Reply from Owner
June 21st, 2025 02:49 PM
Thank you! It means so much to be part of your journey—not just once, but twice! I’m so glad we could make both experiences smooth and tailored to your family’s needs. Truly appreciate your trust and support.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095