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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Thank you so very much I really appreciate it and will look forward to baking with you
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you Clare, it was a pleasure and yes baking is our thing.
Victor and his team are a delight to work with. Always there and very responsive, I truly felt they had my best interest in mind the entire time. They are a step above professional I like to call Mo'fessional.
Reply from Owner
June 29th, 2025 06:50 PM
Thank you Mitchell. It was a pleasure helping you and your family. Remember to file your homestead and property transfer affidavit so it keeps your taxes as well as as possible.
Vic and his team were fantastic to work with. I never felt like they were unavailable, always there when I needed them and super helpful. I would happily work with all of them again and will be telling all my friends and family about their...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you, Mitchell, for your thoughtful words. I'm delighted to know that you felt our team's availability and support throughout the process. It's great to hear you'd consider working with us again, and your intention to share your experience...
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Victor and his team are a delight to work with. Always there and very responsive, I truly felt they had my best interest in mind the entire time. They are a step above professional I like to call Mo'fessional.
Reply from Owner
August 5th, 2025 12:00 AM
Thank you Mitchell. It was a pleasure helping you and your family. Remember to file your homestead and property transfer affidavit so it keeps your taxes as well as as possible.
I thought everything went well. Very polite ladies enjoyed working with them. I would definitely recommend them to anybody else.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I'm glad to hear that you had a positive experience and enjoyed working with our team. Your recommendation is greatly appreciated.
They all did a great job.
Reply from Owner
June 21st, 2025 02:44 PM
Thank you for your review Kathy! Happy we were able to help you out!
They all did a great job.
Reply from Owner
August 5th, 2025 12:00 AM
Thank you for your review Kathy! Happy we were able to help you out!
What a great group to work with. Always keeping me informed of what is going on, and what is the next step will be. From start to finish they were there to answer all of my questions.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you Lila. it was a pleasure
I have owned multiple homes over my lifetime, But working with Victor & Lysa at Lake Trust Credit Union has been one of the most rewarding experiences I have had dealing with the LT CU team.
Steve & Lisa
Reply from Owner
June 21st, 2025 02:44 PM
Steven thank you so much for this review! Your support means a lot and we appreciate your feedback!
Vic and his team always give excellent service!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I'm thrilled to hear that you are pleased with the service provided by my team and me. Thank you for your kind words, Kelly. We look forward to assisting you again in the future.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095