Top 5%
Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
prompt communication
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Kristin! We strive for excellent communication and are happy you approve.
Vic is GREAT, I feel that I have made a wonderful friend for life. He and his team really help to make the mortgage experience calm and so much less stressful. This is the second time I have went with Vic and now my nephew is also going through...
read more
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Mike it was our pleasure meeting and working with you. Thank you for this review and all your hard work during the transaction!
Victor explained everything, he was available whenever we had questions and was on top of each detail to make the experience go as smoothly as possible
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Kari we are so pleased we were able to help you! It was great working with you.
Victor goes above and beyond to describe all the options you have. He digs deep and goes over all your finances to make sure you are comfortable with the plans before moving forward.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Emily! We appreciate you taking the time for this awesome review!
Victor was full of information
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
We're happy we were able to help educate you on the home buying process!
Everyone we worked with was very helpful, knowledgeable, professional and patient. You couldn't put together a better team! You all made a potentially intimidating process easy for us. Thank you!!!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Jennifer! It was great working with you both!
Vic and his team at Highlands took the time to sit down with us and review everything needed to help us better understand what a mortgage was, how the numbers added up, and what we could truly afford. They also were always there for us whenever...
read more
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
What kind words Juliana! Thank you for your review.
Victor was so creative with my clients Tim and Jennifer Orr he was able to collect all of their information and put a plan together so they were able to purchase a home without selling their current home first this enabled them to get back...
read more
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Robin it is an honor to serve you and your clients. Thank you for your trust in our team!
I appreciate that Victor and his time are always on top of everything and communicate well with the agents!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Susan! We very much enjoy working with you!
Probably sending the video to the listing agent that helped us get the deal.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Great news Joann!! Thank you for your review.
261–270 of 751
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
View All
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095