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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Smooth process from beginning to closing & communications were excellent throughout!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Julia! Your review is much appreciated.
Vic was very knowledgeable and easy to work with. I look forward to working with him more in the future.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Adam! We're always here to help.
Very quick response time, thorough and knowledgeable
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review Elizabeth!
Great explaining and friendly staff. Everyone was so nice.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Linnie!
I had a prompt, accurate, and clear answer every single time I had a question
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Travis thank you for saying. We strive on communication and happy you were satisfied.
Victor and his team went above and beyond all expectations I had. Being a first time home buyer, I had so many questions and Victor answered all of them and gave me answers to questions I’d never think of on my own. I am so grateful to everyone...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Sara it was great working with you! Thank you for taking the time to leave this review.
From start to finish our refi was quick and smooth.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Don! It's great to work with you and we appreciate your trust in our team for your personal transaction.
Victor and his team are wonderful to work with. They are very knowledgeable and made financing a home a stress free experience. It is apparent Vic loves what he does and is a master in the field. Highly recommend.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your kind words Andrea! We're so happy to work with you.
Start to close in record setting time. Thank you for giving me 20 days to get my new home ready before I have to leave the old. The text alert to e-sign docs is an awesome tool.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
We're so happy you're happy! Thank you for your review.
Responsive and timely communication, got the loan closed soooo quick!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review Nancy! It's great working with you.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095