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Victor Bals at CrossCountry Mortgage - Senior Loan Officer | NMLS #162273 in Brighton, MI
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Victor Bals at CrossCountry Mortgage

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Senior Loan Officer | NMLS #162273

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • Reviews From Previous Organization
    C
    Chance A A M
    East Lansing, MI
    Posted on December 21st, 2021 01:08 PM
    All questions I had were answered quickly. The advice given was good, and I got what I was looking for in the end.
    Reply from Vic Bals at CrossCountry Mortgage
    January 7th, 2026 04:10 PM
    Congratulations on your new home Chance! Thank you for your kind review.
  • Reviews From Previous Organization
    S
    Samuel V B
    Pinckney, MI
    Posted on December 20th, 2021 01:10 PM
    great communication
    Reply from Vic Bals at CrossCountry Mortgage
    January 7th, 2026 04:10 PM
    Thank you Samuel! We're so happy we were able to help you with your transaction.
  • Reviews From Previous Organization
    D
    David M K
    Pinckney, MI
    Posted on December 19th, 2021 06:54 PM
    Beth and Victor were professional and responsive through the entire process, thanks for all of your help.
    Reply from Vic Bals at CrossCountry Mortgage
    January 7th, 2026 04:10 PM
    David thank you for taking the time to leave such a nice review. It was great working with you.
  • Reviews From Previous Organization
    J
    Janet B
    Gladwin, MI
    Posted on December 18th, 2021 03:21 PM
    Good communication.
    Reply from Vic Bals at CrossCountry Mortgage
    January 7th, 2026 04:10 PM
    Thank you Janet. We're so happy we were able to help you purchase your up north home!
  • Reviews From Previous Organization
    C
    Cat B
    Pinckney, MI
    Posted on December 17th, 2021 05:12 PM
    Vic and the team did a great job, not only getting my clients to the closing table but education them on things they could do to get the best loan terms possible.
    Reply from Vic Bals at CrossCountry Mortgage
    January 7th, 2026 04:10 PM
    Thank you for this awesome review Cat! You're an amazing realtor and we're proud to be partnered with you!
  • Reviews From Previous Organization
    M
    Michelle V
    Howell, MI
    Posted on December 16th, 2021 12:32 PM
    Amazing communication with the entire staff.
    Reply from Vic Bals at CrossCountry Mortgage
    January 7th, 2026 04:10 PM
    Michelle it's been an honor to work with you all these years. We are so happy for your continued trust in our team to assist your buyers.
  • Reviews From Previous Organization
    M
    Mitchell T
    Ypsilanti, MI
    Posted on December 13th, 2021 03:09 PM
    Vic was there for any mortgage questions I had and as a first-time home buyer, he made the process simple and stress free from start to finish!
    Reply from Vic Bals at CrossCountry Mortgage
    January 7th, 2026 04:10 PM
    Thank you for your reveiw Mitch! It was awesome working with you on your first home purchase!
  • Reviews From Previous Organization
    S
    Susan A D
    Commerce Township, MI
    Posted on December 13th, 2021 02:07 PM
    Victor and his whole team were very friendly and stayed on top of whatever questions I had. I really enjoyed working with their team. Thank you guys for all the extra miles you had to go through to get my mortgage approved.
    Reply from Vic Bals at CrossCountry Mortgage
    January 7th, 2026 04:10 PM
    Thank you for the kind words Susan! It was our pleasure assisting in your home loan! We're so happy we were able to help make this goal!
  • Reviews From Previous Organization
    J
    Joan F
    Howell, MI
    Posted on December 9th, 2021 11:45 AM
    Communication.
    Reply from Vic Bals at CrossCountry Mortgage
    January 7th, 2026 04:10 PM
    Thank you Joan! We're so happy we were able to provide you this service.
  • Reviews From Previous Organization
    D
    Dean T
    Ypsilanti, MI
    Posted on December 7th, 2021 07:26 PM
    Excellent communication!
    Reply from Vic Bals at CrossCountry Mortgage
    January 7th, 2026 04:10 PM
    Thank you Dean!!! It's always a pleasure being able to serve you and your clients needs.
  • 251–260 of 751
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Reverse Mortgage
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    Memberships
    • CMA Certified Mortgage Advisor MBS Highway
    • MBA Mortgage Brokers Association
    • LARA Livingston County Association of Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 162273
    Awards
    Top Producer 1% in...
    Achievements
    • Was to create the means to have my wife be a stay ayt home mom for my kids.
    Hobbies
    • Yard Work
    • Playing Guitar
    • Song Writing
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS