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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
The knowledge the expertise and all the help that was given through the process
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Kevin thank you for your review! We're so happy we were able to help pass along some industry knowledge to assist in your transaction!
Highly recommend Victor and his team to take care of your mortgage financial needs! Victor was a wealth of knowledge who clearly explained and showed me all my opinions. Working with Victor to buy my first home was a great experience.
Victor is a wealth of knowledge! Using Victor and his team for my first home buying experience was the best decision. He clearly explained all my options so I understood what I was getting into financially.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your kind review Annemarie! It was our pleasure being able to assist in your transaction and we just loved working with you!
Always right on top of things, Vic and his team are super to work with!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review Stephanie!!! We love working with you!!
Love Vic and his team, this is my second time working with them and I highly recommend them!!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your kind review Penney! We truly enjoy working with you and are so happy to assist in your dream home!
Easy and comprehensive.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Paul! We're happy to be able to help!
This was my first home purchase and everyone on the team was so helpful and patient with me.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your kind review Nicole! It was a pleasure being able to work with you.
Vic is always on top of it. I know it was a scramble to get this one closed the day before Christmas Eve. Thanks for making it happen.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review Mark. We're so happy we were able to get you in quickly!
The Assist My Realtor team is amazing!
Reply from Owner
January 4th, 2022 09:05 PM
Thank you for the kind review!
Assist My Realtor is highly professional and friendly. Their team helps you to navigate transactions flawlessly!! Would totally recommend them!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095