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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Victor and his team treated my close friends as if they were his own. Victor made this process smooth and as simple as possible. I would recommend Victor for anyone including myself.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
It was awesome working with you Austin!
Victor and his team was very knowledgeable and answered any questions and concerns in a timely, professional manor. They made us feel valued and important.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
What a nice review thank you Grace!
Victor and his team made the process simple, clear, and easy. Highly recommend.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for the review Alexander!
Communication & e-Sign lol
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
It was great working with you Gregory!
You have fantastic team it was a pleasure to do business with you. Highly recommended
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
It was great working with you Janice! Thank you for the review!
Great service.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review John!
Very helpful. His team always respond quickly if I had and questions. Everything went quick and smoothly.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review Jared and congrats on the NEW home!!!
Secured home loan
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review Emily.
Your website did not work well for uploading files from mobile devices which made it more difficult to get needed files to the team quickly. Receiving multiple email reminders, texts, phone calls about needed files from multiple people within...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review, Shannon. We apologize you had some technical difficulties. We strive to provide excellent service and secure technology. We are available to answer any questions you may have regarding your transaction at any time...
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Victor knows his stuff and he always stays in constant communication with his clients and me as the agent. I never have to wonder where we are at with things because he stays on top of everything. Highly recommend.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review Esteban! It's an honor to be your partner in this industry. To many more!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095