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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Vic and all his colleagues are continuously offering tools, information and knowledge to give agents resources to do more and provide more value to their clients both buyers and sellers.
Reply from Owner
January 30th, 2023 08:36 PM
Thanks for the review Kyle! We really appreciate it!
Great presentation with tons of indepth information!
Reply from Owner
January 27th, 2023 07:17 PM
Thanks Shaun
Thank you so much Victor Bals for the Con Ed class. I truly enjoyed the education!! You’re truly a great teacher. I appreciate the information on the 2/1 buydown. Thank you to everyone that helped provide us with the education to help us provide...
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Reply from Owner
January 27th, 2023 06:40 PM
Thank you so much it was a pleasure
Knowledgeable and informed. Offers great resources to ensure a smooth transaction
Reply from Owner
January 30th, 2023 08:37 PM
Thanks Deanna! We're glad you like it!
Always great information from Vic!
Reply from Owner
January 30th, 2023 08:37 PM
Thank you Lori!
Vic was very good at explaining every step of the process and responded promptly to any questions I had.
Everything was made very simple and communication was great !
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review Raymond! We're happy to have been able to help with your home loan!
Victor and his team make the home buying journey easy by understanding your goals, planning for the close and excellent communication. I felt that I knew exactly right where I was along the way, no guessing and worked to meet clear to close...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for taking the time for this review Keith! It was great working with you.
Vic and his team are great!!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Debra!
Good communication and service
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095