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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Loved everything about your team, communication, knowledge, guidance. Better interest rate than others, thank you for all you guys did ❤️
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:34 PM
Jalen, I'm glad to hear you appreciated the communication, knowledge, and guidance provided by my team. It's great to know you were satisfied with the interest rate as well. Thank you for your kind words, and if you need any assistance in the...
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Victor is an expert in his field. I would highly recommend him to family and friends!
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:35 PM
Ralph, I'm grateful for your kind words and your recommendation. It's nice to hear that you consider me an expert in my field. If your family or friends ever need assistance, I'm here to help.
Up front discussion about fees and points. I would not have locked in a rate had I been told I was being charged points to do so. And saying things can be tweaked after going through underwriting is not exactly a confidence builder. I always...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Rebecca,Thank you for your feedback. We are sorry to hear that our team did not meet your expectations and that you felt we were not able to provide the level of service needed. We take all reviews seriously and will use this as an opportunity...
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Everyone was very professional and answered any and all of our questions.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you, Thomas, for your stellar review and rating of Victor Bals and the DAS Acquisition Company, LLC. We're thrilled your experience was professional and all your questions were addressed promptly. Your feedback is greatly appreciated...
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Excellent communication, quick and thorough service, helpful and friendly
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you, Elizabeth, for your 5-star review of Victor Bals at USA Mortgage, a part of DAS Acquisition Company, LLC. We're thrilled to hear about your positive experience regarding the excellent communication and efficient service provided....
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Understanding, explaining, having a good attitude, anyone can loan money, successful people do it well, with strength of character.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you, Casey, for your stellar rating and positive feedback. We're thrilled to hear about your excellent experience with Victor Bals from DAS Acquisition Company, LLC. Your kind words exemplify our commitment to delivering top-notch service....
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What made the experience great was how easy it was from start to finish. Victor and his team made it possible for us to buy our second home when others said it couldn’t be done.
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:35 PM
Christopher, I'm glad to hear that you found the process easy from start to finish. It was a pleasure to help you achieve the goal of buying your second home. If you have any more questions or need support in the future, please don't hesitate...
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Vic was so helpful, very encouraging and so knowledgeable to help us understand our situation. We are so glad we made the choice to switch to Vic and his team!
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:35 PM
Casey, I'm glad to know you found my guidance helpful and encouraging. It's great to hear that you felt switching to my team was the right decision. If there's anything else you need, please don't hesitate to reach out.
was able to do most of the paperwork online.
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:36 PM
Scott, I'm glad to hear you found the online paperwork process convenient. If there's anything else I can assist you with, please don't hesitate to reach out.
Communication
Reply from Victor Bals at CrossCountry Mortgag...
July 29th, 2026 05:36 PM
Megan, I appreciate you highlighting communication in your review. If there's anything more you'd like to share about your experience, please feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095