Top 5%
Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Vic’s quick response to questions
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for your review Ronald!
Vic and his team are absolutely amazing! Vic will go out of his way during his waking hours to check on a house, find the best deal and option that works for your individual needs. I've purchased two homes and have gone through Vic both times....
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Vic and his team are absolutely amazing! Vic will go out of his way during his waking hours to check on a house, find the best deal and option that works for your individual needs. I've purchased two homes and have gone through Vic both times....
read more
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Davette! We're so happy we were able to help you and for your continued business!
The first day I was in Vic’s office he took the time to explain everything to me in a way that I understood. This was my first time buying a home on my own and I was very uneducated to it. He was great at teaching and had compassion.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Renee we love sitting and explain/determining the best process for each buyer. Thank you for taking the time for this review. It was great working with you!
Victor was available at any time of day to answer all of our questions. He was efficient, accurate and always took the time to educate us and explain the details along the way. We would put our full trust in Victor again and would recommend...
read more
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you for taking the time for this amazing review Taleen! We're so happy we were able to get you the right loan for the right home!
Very smooth process and the use of the app!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Victor!
Communication, just everything
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Kandy!
Great communication, available when needed. Great market experience.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Thank you Emily!!! Glad we were able to help!
Just an overall great experience and Victor was amazing to deal with and help us on our home buying journey.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:10 PM
Wow thank you so much Brian, what a great review.
Quick communication
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095