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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Vic was knowledgeable, efficient and provided several solutions to make what we wanted happen!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
It was great working with you. Thanks again for putting your trust in us.
Knowledgeable, excellent communication, organized from start to finish, great team and personable.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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Great communication, efficient, timely, always one step ahead.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I'm delighted to hear that you had a positive experience, Hannah. Your feedback is greatly appreciated. It's always my goal to provide efficient and timely service while maintaining clear communication.
Everything was smooth from start to finish! The whole team communication was great and they followed up with everything. I highly recommend anybody looking to buy a home uses Victor and his team. It was seamless.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thrilled to know you had a seamless experience, Sakura! Your kind words are greatly appreciated. Your satisfaction is our priority and I am glad that our communication and follow-up were effective. The team and I are grateful for your recommendation...
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Everything was smooth from start to finish! The whole team communication was great and they followed up with everything. I highly recommend anybody looking to buy a home uses Victor and his team. It was seamless.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you for the wonderful review, Sakura! I'm thrilled to hear that your experience with my team was smooth from start to finish. We strive to keep our communication strong and follow up diligently. Your recommendation means a lot to us....
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The team was very professional and personable. Answered all my questions patiently and thoroughly. Walked me through the entire process - much appreciated!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I'm thrilled to hear that you had such a positive experience with my team. We always strive to answer any questions in a thorough and patient manner, and I'm glad that we lived up to that standard during your process. Your feedback is greatly...
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He was thorough and gave me confidence that the job is getting done correctly and in my best interest.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thnaks Dan and watching the market I think you are up for a refinace. Hope all is well.
Vic did a fantastic job helping us with running the numbers from start to finish and having a realistic view of what we could afford and how to accomplish that goal. He provided more insight and possibilities for us financially moving forward...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thabks Michelle, it was a pleasure working with you and your parents.
I was always informed of what was going on, what documents needed to be submitted and the estimate numbers were very accurate with the final numbers especially for closing cost.
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you for your positive review, Mark. We're thrilled to hear that you were well-informed throughout the process and that the closing costs were accurately estimated. Victor Bals and the team at DAS Acquisition Company, LLC continually strive...
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Vic and team were great to work with. Friendly, courteous, engaging. Vic was always available to answer questions no matter how goofy they were, lol. Closing was a breeze, well organized, took about 40 minutes…
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you Tom. Now follow you on Facebook and you do have way with words. Tahnks again and tlk soon.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095