

Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412

Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
In this wild market Tracy was able to get our client closed in a fast 3 weeks and that fast closing was what sealed the deal in my client getting the contract.
I have worked with Tracy before and referred a couple of people as well. I did it because she makes the process go so smoothly and his pleasant to work with.
Staying in contact very well
Tracy is always so thorough and makes sure that my clients understand the lending process while providing them with outstanding customer service. Tracy makes sure that I always know the stage of the loan process throughout the entire transaction....
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Received responses in a timely manner and could always communicate through phone and email with any questions or concerns we may have. We had excellence service and we are very happy with working with Presidential Mortgage!
I was very pleased with her
Friendly, approachable, understanding (of.our lack of technical knowledge), diligence, professionalism,; all we could ask for and more!
Presidential and the staff,all made my last couple refinances very easy and with a very quick closing.
Communication, always available, always helping
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.