Tracy Y Koontz | OVM Financial's Cover Image
Tracy Y Koontz | OVM Financial - Mortgage Loan Originator -NMLS # 659412 in Virginia Beach, VA

Tracy Y Koontz | OVM Financial

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Mortgage Loan Originator -NMLS # 659412

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Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
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    JOHN H
    Chester, VA
    Posted on December 9th, 2021 09:35 PM
    The patience and knowledge of my loan officer
  • SFTP
    A
    Alex C
    Chesterfield, VA
    Posted on December 2nd, 2021 04:51 AM
    Tracy is the BEST! I’ll definitely recommend her to everyone! I’m so glad I chose presidential because of her amazing service and communication!
  • SFTP
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    Charles D
    Hopewell, VA
    Posted on October 29th, 2021 06:15 PM
    Always quick to respond and explain process
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    TONYA M
    Hopewell, VA
    Posted on October 28th, 2021 08:16 PM
    Tracy and her team are amazing! I love that I can contact her anytime for an update or qith questions!!
  • SFTP
    A
    Amie W
    Colonial Heights, VA
    Posted on September 21st, 2021 11:12 PM
    They find ways to get your house in a nice , timely manner with a heart .
  • SFTP
    A
    Aaron B
    South Chesterfield, VA
    Posted on September 20th, 2021 02:05 AM
    Tracy was very quick to answer all of our questions and was always understanding of our situation with my husband being overseas
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    Christopher S
    Chester, VA
    Posted on September 17th, 2021 10:40 PM
    They were there for every question some even a few times lol, which made the process easier
  • SFTP
    Y
    Ydelfa S
    Chester, VA
    Posted on September 17th, 2021 10:27 PM
    Tracy and her staff were great! They answered every question we had in a timely manner. I thank Tracy for making the entire process a good experience. I would definitely recommend Tracy to everyone I know.
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    Julie J
    Colonial Heights, VA
    Posted on September 7th, 2021 12:22 PM
    Tracy was very friendly and actually made a call for me that she didn't have to make in order to make sure I closed on time.
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    Trey S
    Colonial Heights, VA
    Posted on September 6th, 2021 06:30 PM
    Thank you so much for a smooth transaction and all of your effort! Looking forward to working together again soon!
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    About
    Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 659412
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.