

Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412

Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The patience and knowledge of my loan officer
Tracy is the BEST! I’ll definitely recommend her to everyone! I’m so glad
I chose presidential because of her amazing service and communication!
Always quick to respond and explain process
Tracy and her team are amazing! I love that I can contact her anytime for an update or qith questions!!
They find ways to get your house in a nice , timely manner with a heart .
Tracy was very quick to answer all of our questions and was always understanding of our situation with my husband being overseas
They were there for every question some even a few times lol, which made the process easier
Tracy and her staff were great! They answered every question we had in a timely manner. I thank Tracy for making the entire process a good experience. I would definitely recommend Tracy to everyone I know.
Tracy was very friendly and actually made a call for me that she didn't have to make in order to make sure I closed on time.
Thank you so much for a smooth transaction and all of your effort! Looking forward to working together again soon!
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.