Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Tracy is incredibly professional and knowledgeable, and she kept everything moving in a timely manner. Tracy is the Best!
Reply from Tracy Y Koontz
May 22nd, 2026 02:46 PM
It was great working with you. Thanks again for putting your trust in us.
How easy it was to get information.
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
I'm pleased to hear that accessing the information you needed was straightforward, Parker. If there's anything more you need or any additional questions arise, please don't hesitate to get in touch.
Tracy was great from start to finish! My buyer was more than pleased & comfortable with the process...
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
I really appreciate the feedback and am looking forward to working with you again.
Marco and his team were. They made the process super simple and answered all questions, quickly to ensure everything was figured out
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
I'm glad to hear that the process went smoothly for you. It's important to me to address any questions promptly and make everything as simple as possible. If you have any more questions or need further assistance, don't hesitate to reach out....
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Everyone was very helpful and pleasant to work with.
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
I appreciate your kind words, Katherine. It's important to me that you had a helpful and pleasant experience. If there's anything more I can assist you with, please feel free to reach out.
Tracy has always been at the forefront of helping through the process of the loan. I have worked with Tracy on several different properties that I have purchased over the years. With Tracy, you don't have to. worry she will go the extra mile...
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Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
Your enduring trust in my services truly means a lot, Michael. Helping you through each loan process has been a privilege, and I’m committed to ensuring everything goes smoothly every step of the way. If you ever need anything or have questions...
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My clients were incredibly impressed with Tracy Koontz and her team, great communication and quick close. Highly recommend.
Tracy is the best
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
Thank you, William. I'm glad to know you feel positively about my work. If there's anything more I can assist you with, please don't hesitate to get in touch.
Tracy was extremely friendly and helpful. She was always available to answer questions and at all hours of the day. She and Allison were patient with us as we gathered all our docs. The whole process moved very rapidly and we'll readily recommend...
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Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
I'm grateful for your feedback, Nancy. It was a pleasure to assist you, and I'm glad you found the process swift and supportive. I appreciate your kind words about Allison as well. Feel free to reach out if you have any more questions or need...
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Tracy was great
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
Thank you for your kind words, Robert. I'm glad to hear you had a positive experience. If there's anything more I can help with, please don't hesitate to reach out.
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.