

Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412

Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Tracy was very patient with me and explained and answered all my questions
Explaining information to me as needed at anytime
Guiding me through the process
Looking for the best options for me
Friendly, Kind and motivated with helping me.
She was a joy to work with
Explaining information to me as needed at anytime
Guiding me through the process
Looking for the best options for me
Friendly, Kind and motivated with helping me.
She was a joy to work with
Tracy was very easy to work with and made the whole process smooth.
Very professional
Simply put---Tracy is a Pro!!!! In every respect.
Tracy and the team at presidential were wonderful to work with. They kept everything within my time frame. Helped me with the digital communication issues. I would highly recommend them to my family and friends. Thank you James Trent
Attentiveness, awareness. Any questions we had they were quickly answered and explained well. Overall a great experience.
Very helpful and understanding. Help answer every question and gave good suggestions.
The Communication and keep me updated on what going on
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.