Tracy Y Koontz | OVM Financial's Cover Image
Tracy Y Koontz | OVM Financial - Mortgage Loan Originator -NMLS # 659412 in Virginia Beach, VA

Tracy Y Koontz | OVM Financial

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Mortgage Loan Originator -NMLS # 659412

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Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
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    Edward F
    North Prince George, VA
    Posted on December 31st, 2024 03:47 PM
    Tracy was very patient with me and explained and answered all my questions
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    Pamela L J
    Hopewell, VA
    Posted on November 14th, 2024 09:29 PM
    Explaining information to me as needed at anytime Guiding me through the process Looking for the best options for me Friendly, Kind and motivated with helping me. She was a joy to work with
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    K
    Kenneth D J
    Hopewell, VA
    Posted on November 14th, 2024 09:25 PM
    Explaining information to me as needed at anytime Guiding me through the process Looking for the best options for me Friendly, Kind and motivated with helping me. She was a joy to work with
  • Encompass
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    Tiffany H M
    Colonial Heights, VA
    Posted on October 12th, 2024 12:27 PM
    Tracy was very easy to work with and made the whole process smooth.
  • Encompass
    R
    Robert J R
    Chester, VA
    Posted on October 7th, 2024 03:43 PM
    Very professional
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    S
    Steve M
    Chester, VA
    Posted on October 5th, 2024 01:25 PM
    Simply put---Tracy is a Pro!!!! In every respect.
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    J
    James P T
    South Chesterfield, VA
    Posted on August 20th, 2024 01:00 PM
    Tracy and the team at presidential were wonderful to work with. They kept everything within my time frame. Helped me with the digital communication issues. I would highly recommend them to my family and friends. Thank you James Trent
  • Encompass
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    Savannah H
    North Dinwiddie, VA
    Posted on June 17th, 2024 01:10 PM
    Attentiveness, awareness. Any questions we had they were quickly answered and explained well. Overall a great experience.
  • Encompass
    K
    Keith L B
    North Dinwiddie, VA
    Posted on June 11th, 2024 08:21 AM
    Very helpful and understanding. Help answer every question and gave good suggestions.
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    Latoya B
    Hopewell, VA
    Posted on June 7th, 2024 02:06 PM
    The Communication and keep me updated on what going on
  • 31–40 of 217
    About
    Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 659412
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.