Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I have used Tracy several times and highly recommend
using her. She will go above and beyond and get it done.
Awesome customer service as always!
No problems. Closed on time.
I love working with Tracy! Always have and will continue to recommend her and Presidental to my clients!
Excellent Communication. Phone calls were either answered or promptly returned. Knowledgeable and Subject matter expert! Friendly Service. Answers all your questions!
Tracy's professionalism and knowledge was impeccable.
Thank you
I am a repeat customer, Tracy helped me and family several times in the past and every experience has been wonderful , thank you for being understanding and always listening, everyone I encounter buying a home I always refer them to tracy.
My refinance turned out to be very complicated and drawn out time wise but Tracy helped me through it. I am very appreciative for her sticking with me
Tracy is the best Loan Officer in the business. We have done business with her for many years.
Tracy was professional, attentive, extremely helpful at a time when my husband has been experiencing health issues. She was always available. We were very appreciative! We would highly and happily recommend her!
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.