Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everyone was very helpful and pleasant to work with.
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
I appreciate your kind words, Katherine. It's important to me that you had a helpful and pleasant experience. If there's anything more I can assist you with, please feel free to reach out.
Tracy has always been at the forefront of helping through the process of the loan. I have worked with Tracy on several different properties that I have purchased over the years. With Tracy, you don't have to. worry she will go the extra mile...
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Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
Your enduring trust in my services truly means a lot, Michael. Helping you through each loan process has been a privilege, and I’m committed to ensuring everything goes smoothly every step of the way. If you ever need anything or have questions...
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My clients were incredibly impressed with Tracy Koontz and her team, great communication and quick close. Highly recommend.
Tracy is the best
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
Thank you, William. I'm glad to know you feel positively about my work. If there's anything more I can assist you with, please don't hesitate to get in touch.
Tracy was extremely friendly and helpful. She was always available to answer questions and at all hours of the day. She and Allison were patient with us as we gathered all our docs. The whole process moved very rapidly and we'll readily recommend...
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Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
I'm grateful for your feedback, Nancy. It was a pleasure to assist you, and I'm glad you found the process swift and supportive. I appreciate your kind words about Allison as well. Feel free to reach out if you have any more questions or need...
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Tracy was great
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
Thank you for your kind words, Robert. I'm glad to hear you had a positive experience. If there's anything more I can help with, please don't hesitate to reach out.
The experience was great! It was easy and communication was so great!
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
I'm pleased to hear that your experience was positive, Tiffany. It's important to me that the process was easy and communication met your expectations. If there's anything else you need or want to discuss, feel free to reach out anytime.
Tracy was AWESOM! It was a pleasure working with her!!
Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
I'm grateful to hear you enjoyed our time working together, Rose. It's a true pleasure collaborating with clients like you. If there's anything I can assist you with in the future, please feel free to reach out.
Have worked with Tracy for over 20 years she's always been very professional communication is excellent customer service is excellent just a wonderful person all the way around I just want to say thank you for helping me and my family through...
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Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
Working with you over the years has been a true pleasure, Stephen. I appreciate your trust and kind feedback about my communication and service. I'm glad to have been able to assist you and your family through various stages, and I'm here whenever...
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Tracy is extremely knowledgeable and responsive. She was able to answer all of my questions and got our loan approved in a quick time frame. I am forever grateful! The wine basket was the icing on the cake!
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Reply from Tracy Y Koontz | OVM Financial
April 22nd, 2026 05:37 PM
I'm glad to hear that you had such a positive experience with me, Tracy. Knowing that I could address your questions and expedite your loan approval means a lot to me. I'm also pleased the wine basket added a nice touch to your experience....
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.