Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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closed
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closed
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9 AM to 5 PM
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This transaction went very smooth and kept me informed the entire time Tracy was always pleasant and helpful.
Everything was smooth with zero to minimal errors
I shopped around for my Home loan with several vendors. Tracy not only had the best offer, but she provided me with a lot of education and she also really took the time to explain in detail everything involved with the loan process. She was...
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Everyone was great through out the entire process.
We were kept up to date on what was happening which helped reduce stress. It made it much easier that we were able to sign paperwork during the process on the computer vs. having to go into the office to do that.
Tracy and her team were on top of things every step of way. Tracy even called me one night after 6pm when she realized I had not taken a step on line that I needed to ensure our closing went off without a hitch. Loved, loved, loved my experience....
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My process with what I had just took a long time but she encourage me that everything was going to be okay
Tracy Knoontz is the BEST! This is not the first or the last time I will use Ms. Koontz for my mortgage needs.
Tracy is so very knowledgeable & easy to work with. We know she will always look out for our best interests & give us the very best attention. She is always very professional but friendly. We trust her explicitly.
Very good service. Answered all my questions and made me feel secure and knowledgeable being a first time home buyer. Thank you for everything. Would highly recommend.
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.