

Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412

Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Business Hours
Sat
closed
Sun
closed
Mon
9 AM to 5 PM
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Reviews from Web
Tracy is very knowledgeable!!! She was a pleasure to work with and I look forward to working with her again in the future!!!
Tracy was wonderful to work with as she wasvery helpful throughout the whole process! Tracy always was there to answer all of my questions and very quick in her responses :)
Thanks!
It was such a pleasure to deal with Tracy. She made what could be a stressful situation an absolute “piece of cake”. I highly recommend Tracy.
Great customer service
Easy and online process.
Overall everything went smooth and the service and communication on all levels was great!
Staying in contact with everyone at all times. Thanks
I have had to ask repeatedly for signed cd so that my commission would be paid. I am finally told today it will be released. Closed 1/7/21. Shouldn't have to ask for the release of signed cd.
Tracy and the team were very responsive whenever I had any questions and they made sure to get the closing on my new home completed in a very timely manner. Tracy made the whole experience very pleasant I would recommend Tracy and the team...
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Got a better rate than I had, easy to apply and paperwork was fast to complete.
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.