Tracy Y Koontz | OVM Financial
Mortgage Loan Originator -NMLS # 659412
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Business Hours
Sat
closed
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closed
Mon
9 AM to 5 PM
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Always a pleasure working with Tracy!
Better communication, not treat your healthcare professionals like people unworthy of credit. Not discriminate against your healthcare professionals. Get with the times and understand that people travel for work.
Thanks again… thanks!!!
Tracy was really helpful and easy to talk to any time we had questions or concerns throughout the process. Thanks again!
Very easy, stress free process
It was amazing how quick she was in handling the bumps in the road and gave awesome advice to resolve the issues that made our dream come true! Thank you!
Presidential Mortgage's staff was outstanding. Very helpful every step of the way.
When we had questions they took care of it
Tracy was great. She was very informative, her corrispodence was excellent. Shr responded very promptly to my question and overall just great customer service!
Friendly, always available to explain details and clarify doubts. Giving all the available options and advising the most accurate for my needs.
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About
Tracy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Tracy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- 659412
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.