

Tracy Geer
Senior Loan Officer | NMLS # 454646

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Everything went smoothly and had a competitive rate.
Tracy is so friendly, helpful, and knowledgeable! She is very proactive, letting you know just what to expect. She has a sixth sense to call and ask if you have any questions, just as you’re reviewing documents. All went well; an excellent...
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Tracy was incredibly easy to work with and was helpful and patient. My husband and I appreciated her follow through and her willingness to explain anything that we needed. Thanks Tracy!
Fast & efficient process
Tracy was very helpful with interest rate-related discussion and the logistics of my loan. I would highly recommend her for home buyers.
Tracy was amazing to work with! This is such a crazy and competitive market right now and Tracy guided us through with ease. She was very quick to respond to any questions or concerns we had! Highly recommend Tracy! Can’t say enough good things...
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Tracy has the industry knowledge and knows when her existing clients (me being one) can benefit from the current mortgage trends. I would not taken advantage of the recent sellers market to not only lower my already low interest rate and eliminate...
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She is an excellent communicator, great at anticipating potential issues and builds trust quickly. Having been through this process multiple times, she exceeded my expectations.
All questions answered in a timely fashion, everything went exactly as we were told it would. No surprises.
Tracy and Roni do a wonderful job!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org