

Tracy Geer
Senior Loan Officer | NMLS # 454646

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy was very communicative and helped us every step of the way. She also informed us of an option that would allow you to take a loan out of your 401(k) so that helped us with the down payment and with no penalties on the 401(k) side! She'll...
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Tracy made this process very smooth. Her knowledge & professionalism helped us find our home and we will recommend her to all of our friends and family.
Easy to work with and answered all my questions.
Tracy is so helpful! We were not in a place to get approved when we first applied, but rather than just deny us & move on, Tracy helped identify exactly what we needed to do to get approval. Thank you!
I’m glad I switched to Tracy. Efficient, responsive, thorough.
A wealth of information--- great service!
Fast and easy
Tracy was wonderful. As first time home buyers, she walked us through every step of the way and encouraged our questions. She’s super responsive, and always made herself available to help.
Tracy was very helpful helping me figure out the best option for my situation. She was quick to respond to my questions.
Tracy was incredibly knowledgeable, helpful, and very communicative.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org