

Tracy Geer
Senior Loan Officer | NMLS # 454646

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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She helped me through buying my first home and helped calmed my anxieties so much! Always answered the phone or called me back- even on weekends and when she was on vacation. I cannot thank her enough for everything she did for me
It was GREAT - got a house
Super helpful and supportive. Always available for questions and walked me through every step of the process.
Tracy was always available for and patient with our questions (and there were many) throughout the process!
Tracy was great to work with and provided amazing communication. During the process, I felt as if I called with too many questions on too regular of a basis but Tracy did not hesitate to help at any point. Even when I expressed to her that...
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Communication is always great with Tracy and her team. Very responsive and helpful with any questions. Highly recommend!
Tracy was so responsive, helpful and never gave up on our case even when we faced challenges. She was excellence and I could not recommend her and First State Bank more.
Tracy is top notch. Calm, experienced, communicative, and assertive with other agencies that do not share her go-getter attitude.
Tracy and team worked really hard to process my application after my loan fell through with another lender.
Tracy was helpful in explaining the effect of each decision we made. At the same time, she would always call my wife whether she was busy or available instead of calling me. If my wife was busy, she would wait instead of giving me a call. (I’m...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org