
Tracy Bayse
Senior Mortgage Banker

This is by far one of the biggest investments of their life, and I do not want them to feel intimidated by the process.
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Tracy was great to work with!
Reply from Tracy Bayse
August 18th, 2025 06:28 PM
Thank you, James! I'm really glad to hear that you had a great experience working with me. It was a pleasure to assist you, and I appreciate your kind words. If there's anything else you need in the future, don't hesitate to reach out. Enjoy...
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Tracy was fabulous and very helpful throughout the entire process! Couldn't have asked for a better experience
Reply from Tracy Bayse
August 18th, 2025 06:29 PM
Rebecca, I'm so pleased to hear that you had such a positive experience. It was a joy to assist you throughout the process, and I'm glad I could be of help. Thank you for your kind words! If you ever have any questions or need further assistance,...
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Traci was amazing! She made the whole process a breeze!
Reply from Tracy Bayse
May 8th, 2025 06:17 PM
I'm thrilled to hear that your experience was so positive. It was a pleasure assisting you with your purchase, and I'm glad to have made the process smooth for you. Thank you for your kind words! I wish you all the best in your very own home!...
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Felt very confident in Mrs. Bayse. Having confidence in the person setting up financial transactions of this nature is very important.
Reply from Tracy Bayse
April 18th, 2025 01:50 PM
I'm thrilled to hear that you felt confident throughout the process, Paul. It was a pleasure assisting you and your wife with your beautiful lake home purchase. Your trust is greatly appreciated. Please reach out if you need anything in the...
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Tracy was very hard working doing everything she could to make the deal happen all hours of the night. Very friendly and very patience as well.
Reply from Tracy Bayse
August 18th, 2025 06:38 PM
Thank you, Mason, for your kind words. I truly appreciate your recognition of my dedication and effort. It was important to me to support you through every step of the process, no matter the hour. I’m glad you felt a sense of friendliness and...
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Tracy was absolutely unbeliveable to work with and went the extra mile to make everything work out! If I had the option to give 1000 stars I would do so!
Reply from Tracy Bayse
May 8th, 2025 06:14 PM
Justin, it was an absolute pleasure assisting you with your new gorgeous home purchase! It warms my heart to know you had a great experience. Thank you so much for allowing me to be a part of this exciting journey and for the kind words! I...
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Tracy made the whole process super easy and smooth
Reply from Tracy Bayse
August 18th, 2025 06:39 PM
I'm glad to hear that the process felt easy and smooth for you, Lee. It was a pleasure helping you with your purchase. Thank you for sharing your experience and if there's ever anything else you need, feel free to get in touch. Enjoy your new...
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I started my journey as a first-time homebuyer on February 21st, and I was fortunate to be referred to Tracy by my realtor. From our very first conversation, I could tell Tracy was exceptional. Within minutes of our brief phone call, she had...
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Reply from Tracy Bayse
August 18th, 2025 06:41 PM
Jafet, it's wonderful to hear about your positive experience as a first-time homebuyer. I genuinely appreciate the trust you placed in me from our initial conversation. I'm delighted that we were able to navigate the process smoothly and efficiently,...
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Tracy made this process easy and enjoyable! I can't thank her enoug!
Reply from Tracy Bayse
March 29th, 2025 02:35 AM
Tyler, thank you so much for your kind words. There are so many details that go into buying a home and let's be honest...can be a little stressful, but you handled it all like a champ! It was an honor to assist you, and I am SO happy for you!!...
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Tracy was amazing from the start to the end! She walked me through this process and made me feel comfortable and confident!
Reply from Tracy Bayse
March 3rd, 2025 02:01 PM
Thank you, Sarah for the kind words! It was truly a pleasure working with you again and it's heartwarming to know you felt comfortable and confident throughout the process. You are truly an example of "good things come to people that work hard"!...
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About
This is by far one of the biggest investments of their life, and I do not want them to feel intimidated by the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Home loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 539307
- Licensed in NC, SC, & VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.