
Tracy Bayse
Senior Mortgage Banker

This is by far one of the biggest investments of their life, and I do not want them to feel intimidated by the process.
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Tracy and the entire team were friendly, kind, expedient and very knowledgeable in their area of expertise. This was the best experience I have ever had buying a house!
Tracy went above and beyond for me in every way she could!!!
Awsome to work with and will go out of her way to make things happen!
Reply from Tracy Bayse
October 26th, 2026 02:38 PM
Dylan, I'm glad to hear that you had such a positive experience working with me. at Atlantic Bay Mortgage Group, we strive to go the extra mile for our clients, and I'm pleased that we were able to get this wrapped up for you. You were a pleasure...
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Very great service. Got it done quickly
Reply from Tracy Bayse
October 26th, 2026 02:35 PM
Pamela, I'm pleased to hear that you found the service to be great and efficient. It was a pleasure working with you at Atlantic Bay Mortgage Group to complete your purchase quickly.
Wonderful process thank you Tact for making it happen.
Reply from Tracy Bayse
September 20th, 2026 08:13 PM
I'm glad to hear that the process was wonderful for you, John. It was a pleasure to assist you with your purchase at Atlantic Bay Mortgage Group, and I appreciate your kind words. I hope you and your sweet family enjoy the home for many years!...
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My experience with Tracy Bayse was great. I have absolutely no problem with her and the job she did. What made the mortgage experience unpleasant were the underwriters.
Reply from Tracy Bayse
September 20th, 2026 08:23 PM
Thank you Burt for your feedback. I know we had some hoops to jump through and hurdles to clear due to the uniqueness of the property, and that made it frustrating, but I'm so glad you trusted the process and you trusted me to get it done....
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Tracy was amazing about answering all of my questions and concerns she handled everything in a timely manner and took care of all the issues I was having
Reply from Tracy Bayse
September 21st, 2026 12:38 PM
Thank you Tim for the kind words and for trusting me with your home purchase. You were a pleasure to work with and always right on top of anything requested of you. I hope y'all enjoy your home for many years to come.
Tracy is an absolute delight to work with and I would recommend her to anyone!
Reply from Tracy Bayse
September 21st, 2026 01:29 PM
Thank you Ashley. Thank you for always being on top of anything asked of you. This one was special seeing it being built from ground up and even extra special being built by your father. Enjoy your gorgeous new home and all the wonderful memories...
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Tracy Bayse provided expert service, and was a tremendous help at every step in the loan application process. She was very prompt and made sure the entire process went smoothly from initial applications to closing day!
Reply from Tracy Bayse
July 25th, 2026 03:09 PM
Erik, I'm so pleased to hear that you found my service helpful throughout the loan application process. Ensuring everything went smoothly from start to finish is always my goal. Thank you for your kind words and for choosing me to assist with...
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I had a great experience. She was very helpful in helping me buy my first home!!
Reply from Tracy Bayse
May 26th, 2026 02:16 PM
Kirsten thank you so much for the kind words. I’m so happy for you and so grateful you chose me to be a part of this exciting journey. I wish you the very best and if I can do anything for you in the future please let me know. 😍
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About
This is by far one of the biggest investments of their life, and I do not want them to feel intimidated by the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Home loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 539307
- Licensed in NC, SC, & VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.