Tracy Bayse
Senior Mortgage Banker
This is by far one of the biggest investments of their life, and I do not want them to feel intimidated by the process.
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Thank you for everything and all the hard work put in for us ! went above and beyond for us!
Reply from Tracy Bayse
May 26th, 2026 02:22 PM
Mandi, I'm grateful for your kind words and so pleased to hear that you felt I went above and beyond. It was truly a pleasure working with you, and an honor helping you guys become homeowners for the very first time. If you ever need anything...
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Tracy was very responsive and available throughout the entire process. Great person to have on your team!
Reply from Tracy Bayse
May 26th, 2026 02:18 PM
Garrett, I'm grateful for your kind words and pleased to hear that you found my responsiveness helpful during the process. It was a pleasure working with you on the purchase of your new gorgeous home. Thank you for trusting me to be part of...
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Professional and efficient service from start to finish. I appreciated the clear communication and quick turnaround throughout the mortgage process.
Reply from Tracy Bayse
May 26th, 2026 02:22 PM
Christopher, I'm pleased to hear that you found my service professional and efficient. Clear communication and timely responses are priorities for me in the mortgage process. Thank you for your kind words, and I wish you the best in your new...
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Easy to work with and easy to communicate with
Reply from Tracy Bayse
April 24th, 2026 02:45 PM
Joshua, I appreciate your kind words. I'm glad to hear that the communication and process were smooth for you. If you ever have any questions or need further assistance, feel free to reach out.
very knowledgeable and finds a way to make it happen
Thank you so much for working with us and making everything happen.
Reply from Tracy Bayse
March 18th, 2026 11:46 PM
You're so welcome! 🥰 Thank you for allowing me to guide you through the process to make it happen! I'm so excited for your sweet family. I have no doubt there will be thousands of wonderful memories made there.✨
Tracy Bayse and her team are a 10/10—absolutely exceptional from start to finish. They made the mortgage process clear, stress-free, and moved with speed and precision every step of the way. Communication was always honest and proactive, and...
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Reply from Tracy Bayse
February 6th, 2026 03:10 PM
Thank you for taking the time to share your experience, Pia. I appreciate your kind words and am pleased to know that you felt supported and had a seamless mortgage process. It's important to me that communication is clear and that my clients...
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We loved the easy experience we had refinancing our home
Reply from Tracy Bayse
December 31st, 2025 03:28 PM
I appreciate your kind words, Beth and I'm glad to know that your refinancing process went smoothly. Making things easy for you is always my goal. If there's anything more you need in the future, feel free to reach out.
I had an outstanding experience working with Tracy throughout the home-buying process. She made everything incredibly easy to understand, kept everything moving smoothly, and was always available to answer my questions. Thanks to Tracy’s professionalism,...
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Reply from Tracy Bayse
February 6th, 2026 03:11 PM
Brandon, it's great to hear that your home-buying journey was so smooth and stress-free. I enjoyed working with you and am pleased that I could make the process clear and manageable for you. Your recommendation means a lot, and I'm here if...
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Tracy was great! Quick at answering any questions I had
Reply from Tracy Bayse
February 6th, 2026 03:12 PM
I'm pleased to hear that you found my responses timely and helpful, Mariah. It was my pleasure to assist with your purchase. If any further questions come up, feel free to reach out. Thank you for your kind words! Enjoy your new home!!!
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About
This is by far one of the biggest investments of their life, and I do not want them to feel intimidated by the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Home loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 539307
- Licensed in NC, SC, & VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.