
Tracy Bayse
Senior Mortgage Banker

This is by far one of the biggest investments of their life, and I do not want them to feel intimidated by the process.
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Tracy was super responsive and accommodating. This is the second time weve used her and will absolutely do so again when the time comes!
Reply from Tracy Bayse
March 3rd, 2025 02:03 PM
Jenna, thank you so much for your kind words! I'm thrilled to hear that you had a positive experience with your refinance process. Working with you is always a pleasure, and I'm always here to help whenever you need it in the future. Looking...
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Helped make me feel comfortable with my first home purchase. very knowledgeable and experienced
Reply from Tracy Bayse
January 30th, 2025 06:07 PM
Lila, your kind words mean the world to me! I'm so happy I could help you navigate the process of buying your first home. Making clients feel comfortable and confident is what I strive for. It was truly a pleasure working with you, and I wish...
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The process was very efficient; Tracy and her team were knowledgeable, friendly and very responsive!
Reply from Tracy Bayse
January 6th, 2025 03:59 PM
I'm thrilled to hear that you found our process efficient and my team knowledgeable, friendly, and responsive. It was a pleasure assisting you with your purchase. We aim to provide a smooth, supportive experience here at Atlantic Bay Mortgage...
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My experience was great. Tracy did a magnificent job and worked really hard to make everything happen.
Reply from Tracy Bayse
March 3rd, 2025 02:04 PM
Freddie, I'm thrilled to hear that you had a great experience! It was a pleasure working with you and helping you through the process. I'm so glad we could make everything happen smoothly. Thank you for the kind words and for trusting me with...
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Tracy went above and beyond amd demonstrated excellent communication, even late at night. Would highly recommend!
Reply from Tracy Bayse
November 13th, 2024 06:05 PM
Thank you so much for the kind words, Hannah! It's great to hear that you had a positive experience. I always strive to provide excellent service, even if that means working late into the night. I'm thrilled to know that you would highly recommend...
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Tracy answered any and all questions to keep us both on the same page. Additionally, she gave me options to enhance/ease the experience mortgaging my first home.
Reply from Tracy Bayse
November 13th, 2024 06:08 PM
Hello Peyton. Thanks for the five-star review! I'm thrilled to hear that I was able to provide you with a great experience for your first home mortgage. It's essential for me to keep an open line of communication and provide all possible options...
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Tracy base is the best ever
Reply from Tracy Bayse
November 13th, 2024 06:18 PM
Thank you Johnathon your kind words. We may have had a few bumps in the road, but nothing we weren't determined to work through. I'm thrilled for the 5-star review, but I should be giving you a 5 star for your work ethic! Thank you for being...
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Tracy @ Atlantic Bay is so sweet and helpful. She goes the extra mile to get things done. She is dedicated and will find a solution to any issue that may come up. Very knowledgeable!
Reply from Tracy Bayse
November 13th, 2024 06:20 PM
Thank you, Beverly. You guys are always so awesome to work with. There's no better compliment than a repeat customer. I hope you are LOVING beach life!!! Let me know if you need anything.
Tracy was absolutely amazing to work with! She was very knowledgeable and answered all of our questions in a timely manner! We are so thankful we found her.
Reply from Tracy Bayse
November 13th, 2024 06:22 PM
Thank you so much for your kind words, Meredith! I'm thrilled to hear you had such a positive experience. It was a pleasure to help you through your purchasing process and to provide you with the answers to your questions. Knowing that you’re...
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Tracy was so wonderful with every step along the way. Answering many questions I had, thoughts and concerns, and just guiding me through every process. I would highly recommend her to anyone!
Reply from Tracy Bayse
October 5th, 2024 10:03 PM
Thank you so much for the 5-star review, Daniel. I'm overjoyed to hear that you had a positive experience with me during your purchasing process. It was a pleasure guiding you through every step and answering your questions. Your recommendation...
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About
This is by far one of the biggest investments of their life, and I do not want them to feel intimidated by the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Home loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 539307
- Licensed in NC, SC, & VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.