The Schmidt Team Mortgages
Mortgage Loan Officer - NMLS ID: 269424
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized gui... Show More
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Reviews from Web
Tracie was so helpful theough the process of selling and buying our home. She was always available to talk when we had questions and gave great insights. We truly appreciated her guidance and knowledge through this process. I truly felt like...
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Reply from Tracie Schmidt
August 6th, 2026 09:49 PM
Kristen, I'm so pleased to hear that you felt supported throughout the process of selling and buying your home. It means a lot to know that my insights and availability made a difference for you. I truly valued our teamwork and am grateful...
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Tracie and her team explained everything we were doing in terms we could understand . They were always responsive and understanding. I wish I would have known to use her as my real estate agent, too
Reply from Tracie Schmidt
August 6th, 2026 09:49 PM
Erin, I'm so glad to hear that you found our explanations clear and appreciated our responsiveness and understanding. It's wonderful to know that you had such a positive experience. If you ever have more needs in the future, feel free to reach...
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Tracie helped us when we were in a very tight situation with our initial loan company she came through for us !
Reply from The Schmidt Team Mortgages
October 3rd, 2026 02:44 PM
Thank you Bradley I'm so glad I was able to help.
Tracie possess a high level of integrity, knowledge, professionalism and she is always available to answer question to agents and buyers in a timely manner. I will definitely recommend her to my buyers.
Reply from Tracie Schmidt
August 6th, 2026 09:50 PM
Tony, I appreciate your kind words and your recommendation. I'm glad to hear that my commitment to integrity, knowledge, and professionalism has had a positive impact. Please feel free to reach out anytime if you or your buyers have questions....
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Its always worry free working with Tracie. I never have to worry about the loan side. Tracie is Fantastic!!
Reply from The Schmidt Team Mortgages
October 3rd, 2026 02:44 PM
Appreciate the kind words. Thank You
Kept me informed on buyers loan process.
Reply from The Schmidt Team Mortgages
October 3rd, 2026 02:45 PM
Communication is key in what I do. I'm glad it showed
We've worked with Tracie multiple times to fund purchases. We continue to seek her advice and expertise because she is truly the best at what she does. She's an asset to any team she is a part of.
Reply from The Schmidt Team Mortgages
October 3rd, 2026 02:45 PM
I'm so glad I'm able to provide you the advice and expertise you look for.
You made everything as easy as I feel like it could have possibly been! I thought things would be a little more difficult since we weren't in the same city anymore, but everything felt so smooth and seamless. Scheduling appointments with mobile...
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Reply from The Schmidt Team Mortgages
October 3rd, 2026 02:45 PM
Thank you, I always say we are here to Make Mortgages Easy!
Tracie made this very complex process easy. She answered all of our questions and helped us understand every step along the way.
Reply from The Schmidt Team Mortgages
October 3rd, 2026 02:46 PM
Jeff, I love that you said I helped make it easy, that is what I strive for.
I'd like to take a moment and share my experience with Tracie and Her Team atThe Schmidt Team Mortgage.I was in the market to purchase my home in late Dec2024 early January 2025 had everything in line. Reached out to my primary Bank -JP Morgen...
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Reply from Tracie Schmidt - Supreme Lending
March 30th, 2025 12:13 AM
Thank you for your wonderful review, Big Ohski! We are delighted to hear how Tracie and the team were able to assist you during such a critical time. Your recommendation is truly appreciated, and we are glad you felt supported throughout the...
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About
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized guidance every step of the way. We offer Conventional, FHA, VA, Jumbo, USDA, Down Payment Assistance, Non-QM, HELOC, and refinance loan options with access to competitive rates from a wide network of lenders. Proudly serving clients in California, Washington, Florida, and across the country through Barrett Financial Group, we're here to help you make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
Specialities
Conventional Financing
FHA Financing
VA Home Loans
Purchase Mortgage Loans
Refinance Mortgage Loans
15 Year fixed Mortgage Loans
30 Year Fixed Mortgage Loans
ARM Mortgage Loans
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Positions
- The Schmidt Team powered by Barrett Financial Group - Mortgage Loan OfficerJul 22nd, 2026 - Current
- Keller Williams La Jolla - Realtor and Preferred LenderFeb 1st, 2025 - Current
Memberships
- LGBTQ Real Estate Alliance
- Women's Council of Realtors
- San Diego Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#269424
- Certified Veterans Loan Specialist
- DRE#02111058
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+11
Videos
Achievements
- 2022 Five Star Mortgage Professional
- 2021 Five Star Mortgage Professional
- MPA Elite Women 2021
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Disclaimer
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws. Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.