The Schmidt Team Mortgages
Mortgage Loan Officer - NMLS ID: 269424
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized gui... Show More
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Reviews from Web
Another wonderful transaction! I can’t say enough great things about working with this lender. Once again, they went above and beyond to help a family member through the homebuying process, making everything smooth and stress-free. Their communication,...
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Reply from Owner
November 4th, 2026 06:04 PM
Lynn, It's truly rewarding to know that our communication and professionalism made the homebuying process smooth and stress-free for Ed. Thank you for your kind words and for recommending our services!
It's been quite a few years since we applied for and went thru the mortgage process, and so glad we had Tracie at our side. She spent the time to explain the process, walk us thru each step to ensure we didnt hit any obstacles, and got us to...
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Reply from The Schmidt Team Mortgages
November 4th, 2026 06:05 PM
Brian, it was truly a pleasure to assist you and Kathleen throughout the mortgage process, and I'm grateful for your kind words. Thank you so much for taking the time to share your experience!
We cannot recommend Tracie and Grant highly enough, five stars is not enough! From start to finish, Tracie was absolutely amazing. Her communication was outstanding, and she always took the time to speak with us by phone, email, or text to...
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Reply from The Schmidt Team Mortgages
November 4th, 2026 06:06 PM
Thank you so much for your thoughtful review, Kathleen! Knowing we made the experience seamless and manageable for you means a lot to us. If you have any more questions or need further assistance in the future, please don't hesitate to reach...
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Out standing job everything went well
Reply from Owner
October 27th, 2026 09:32 PM
Ed. Thank you for the positive feedback.
Thanks for the great job with helping me with my home loan
Reply from The Schmidt Team Mortgages
October 23rd, 2026 10:21 PM
I'm glad to hear that you had a great experience with your home loan, Ed. It was a pleasure to assist you, and I truly appreciate your kind words.
Tracie was wonderful to work with on our buyer’s recent purchase. She was knowledgeable and responsive, kept everyone informed at every stage, and handled each step with professionalism and genuine kindness. When challenges arose, she remained...
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Reply from The Schmidt Team Mortgages
October 23rd, 2026 10:22 PM
I'm grateful for your thoughtful review, Ashley. It's wonderful to know that we made a positive impact on your buyer's recent purchase. Your recommendation means a lot, and I'd be happy to assist you again in the future.
I met Tracie Schmidt over six years ago at an exclusive coaching event. She was the only lender there, which I thought was extremely smart. It showed me early on that she was intentional about her business and focused on serving her clients...
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Reply from The Schmidt Team Mortgages
October 23rd, 2026 10:22 PM
John, I truly appreciate your thoughtful review and recommendation. I'm so glad we got to finally work together. It's gratifying to know that I was able to provide such a smooth and supportive experience for your client.
Tracie Schmidt is fantastic to work with! She is knowledgeable, professional, and truly cares about helping her clients find the best mortgage solution for their needs. Her communication, attention to detail, and dedication to making the loan...
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Reply from Owner
October 23rd, 2026 10:23 PM
Thank you for your wonderful feedback, Grant! Your recommendation means a lot to me.
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About
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized guidance every step of the way. We offer Conventional, FHA, VA, Jumbo, USDA, Down Payment Assistance, Non-QM, HELOC, and refinance loan options with access to competitive rates from a wide network of lenders. Proudly serving clients in California, Washington, Florida, and across the country through Barrett Financial Group, we're here to help you make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
Specialities
Conventional Financing
FHA Financing
VA Home Loans
Purchase Mortgage Loans
Refinance Mortgage Loans
15 Year fixed Mortgage Loans
30 Year Fixed Mortgage Loans
ARM Mortgage Loans
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Positions
- The Schmidt Team powered by Barrett Financial Group - Mortgage Loan OfficerJul 22nd, 2026 - Current
- Keller Williams La Jolla - Realtor and Preferred LenderFeb 1st, 2025 - Current
Memberships
- LGBTQ Real Estate Alliance
- Women's Council of Realtors
- San Diego Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#269424
- Certified Veterans Loan Specialist
- DRE#02111058
Gallery
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Videos
Achievements
- 2022 Five Star Mortgage Professional
- 2021 Five Star Mortgage Professional
- MPA Elite Women 2021
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Disclaimer
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws. Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.