The Schmidt Team Mortgages
Mortgage Loan Officer - NMLS ID: 269424
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized gui... Show More
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Reviews from Web
I never thought I would refinance my mortgage, after I talked and listened to Tracie, I have no doubt, it was one of the best decisions I had ever made. I recently refinanced my home with the help of Tracie at Supreme Lending, and I couldn't...
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Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
Hi Lilibeth! I'm so happy to hear about your positive experience refinancing your mortgage with The Schmidt Team at Supreme Lending. Your kind words mean the world to me. I always strive to provide the best service to my clients, and I'm thrilled...
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Super knowledgeable on process and great at educating. Appreciate the realtor and insurance referrals as well. Always available to help and super quick/responsive
Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
I'm so glad to hear that you had a positive experience, Kyle! It was my pleasure to guide you through the process and provide the necessary referrals. Your feedback is greatly appreciated. I strive to always be available and responsive for...
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Traci is very communicative, transparent, and supportive. I felt like I was being walked through every step of the process and never questioned what was happening next. When I needed help or had questions Traci was on it. The loan process went...
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Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
Hi Athena, Thank you for the wonderful review and for taking the time to share your feedback with The Schmidt Team at Supreme Lending. Your opinion is highly valued and it warms my heart to hear such positive words. It's fantastic to know that...
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I had a pleasant experience. Tracie and Alina helped tremendously complete all loan requirements and closed my loan quickly.
Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
Calenico thank you for taking the time to leave a review for us.
Tracie was responsive, knowledgeable, and answered all of our questions regarding the home-buying process.
Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
I'm so glad to hear that you had a positive experience with us at Supreme Lending, Christie. As your loan officer, it was my pleasure to assist you throughout the home-buying process. Providing prompt responses and helping clients understand...
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Tracie is a superb customer service oriented individual with terrific people skills; makes her super easy to work with and enjoy the experience. Tracie’s depth and breath of industry knowledge was helpful in navigating the home buying terrain....
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Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
Thank you so much for your kind words, Ray. I really appreciate you taking the time to share your experience with me and Supreme Lending. I take great pride in using my industry knowledge to help my clients navigate the home buying experience....
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Streamlined and efficient
Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
I'm absolutely delighted to hear you found the process streamlined and efficient, MaryJo. Your positive feedback means a lot to me and my team at Supreme Lending. We work hard to provide a seamless experience for our clients, especially for...
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Helped with every detail of my home buying process. Easy to reach and gets things done in timely manner.
Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
Thank you so much for your glowing review, Paige! I'm glad I was able to assist you with every detail of your purchase. Should you need any further assistance in the future, don't hesitate to reach out.
I had a fantastic experience and would certainly recommend.
Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
I'm absolutely delighted to hear that you had a fantastic experience, Mareesa! Your satisfaction is my top priority, and it's wonderful to know that our efforts at Supreme Lending met your expectations. Thank you for the fantastic rating and...
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Always responsive and followed through
Reply from Tracie Schmidt
July 21st, 2026 12:08 PM
I'm so glad to hear that you were pleased with my service, Alfred. Your satisfaction is my top priority, and I'm happy I could deliver. At Supreme Lending, we always strive to be responsive and follow-through for our customers. Thank you for...
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About
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized guidance every step of the way. We offer Conventional, FHA, VA, Jumbo, USDA, Down Payment Assistance, Non-QM, HELOC, and refinance loan options with access to competitive rates from a wide network of lenders. Proudly serving clients in California, Washington, Florida, and across the country through Barrett Financial Group, we're here to help you make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
Specialities
Conventional Financing
FHA Financing
VA Home Loans
Purchase Mortgage Loans
Refinance Mortgage Loans
15 Year fixed Mortgage Loans
30 Year Fixed Mortgage Loans
ARM Mortgage Loans
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Positions
- The Schmidt Team powered by Barrett Financial Group - Mortgage Loan OfficerJul 22nd, 2026 - Current
- Keller Williams La Jolla - Realtor and Preferred LenderFeb 1st, 2025 - Current
Memberships
- LGBTQ Real Estate Alliance
- Women's Council of Realtors
- San Diego Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#269424
- Certified Veterans Loan Specialist
- DRE#02111058
Gallery
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+11
Videos
Achievements
- 2022 Five Star Mortgage Professional
- 2021 Five Star Mortgage Professional
- MPA Elite Women 2021
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Disclaimer
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws. Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.