The Schmidt Team Mortgages
Mortgage Loan Officer - NMLS ID: 269424
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized gui... Show More
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Tracie was fantastic to work with throughout our home buying process. She was incredibly thorough, responsive, and always available to answer our questions. Her communication was clear, timely, and made a complex process much less stressful....
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Reply from The Schmidt Team Mortgages
October 7th, 2026 11:45 PM
David, thank you so much for sharing these kind words. I was so excited to help you get into your new home and take advantage of your VA benefit which far too few veterans do. Thank you for trusting me in this process and I look forward to...
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Tracie jumped in and guided us through a complex loan situation with incredible diligence and commitment. My buyer’s family could not have gotten into their dream home without her willingness to do the work upfront and find a path forward.She...
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Reply from The Schmidt Team Mortgages
October 3rd, 2026 02:41 PM
Thank you for much for sharing, Jenn! It's wonderful to know that diligence and commitment made such a difference in guiding your buyer's family through their loan situation. I'm grateful for your kind words and look forward to continuing our...
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When Tracie qualifies your client and says she can get it done, you can move forward with confidence—because it's as good as done.
Reply from Tracie Schmidt
August 6th, 2026 05:26 PM
Alberta, I appreciate you amd your positive feedback! It's so great to know that my commitment to getting things done instills confidence. I'm grateful for the trust you place in me and look forward to continuing to support your clients effectively....
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Tracie kept us informed with consistent communications. Her follow-up and follow through was exceptional throughout the transaction. Our buyer clients were well taken care with an on-time closing!
Reply from Tracie Schmidt
August 6th, 2026 09:46 PM
Linda, I appreciate your wonderful feedback! Ensuring an on-time closing for your buyer clients is always a top priority for me. Thank you for trusting me with this transaction!
Tracie made our mortgage process incredibly smooth. Her responsiveness is next-level—she was back to us instantly whenever we had a question, which took so much stress out of the timeline. She was also completely upfront from the start, so...
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Reply from Tracie Schmidt
August 6th, 2026 09:47 PM
Daniel, I'm so pleased to hear that the mortgage process was smooth. I strive to ensure a stress-free experience. If you need any further assistance, feel free to reach out.
Tracie always follow through on what she says. Realistic timelines and does her best to communicate along the journey. 2nd time I've used her services and will continue To always!
Reply from Tracie Schmidt
August 6th, 2026 09:48 PM
Rohit, I appreciate your trust and continued support! Looking forward to working with you again in the future.
Very Proactive
Reply from Tracie Schmidt
August 6th, 2026 09:48 PM
Jesse, thank you for highlighting my proactive approach! I'm glad to know it contributed positively to your experience. If there's anything else I can assist you with, feel free to reach out.
worked hard and diligently to meet our needs.
Reply from Tracie Schmidt - Supreme Lending
July 21st, 2026 12:08 PM
I'm grateful for your positive feedback, Norbert. Meeting your needs through diligent work is always my priority at Supreme Lending. Thank you for trusting me with your lending needs—I appreciate the opportunity to assist you and hope to help...
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Tracie was responsive and informative, always getting back to us in a timely manner and making sure that we understood the process the whole way through. I highly recommend her services.
Reply from Tracie Schmidt - Supreme Lending
July 21st, 2026 12:08 PM
Ian, I'm pleased to know that my responsiveness and clarity made a difference in your experience. Ensuring that my clients understand every step is a priority for me. Thank you for your recommendation and trust. If you have any more questions...
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Tracie was stellar to work with! Not only did she meet deadlines, she was professional and communicated well throughout the whole escrow process!
Reply from Tracie Schmidt - Supreme Lending
July 21st, 2026 12:08 PM
I'm grateful for your generous feedback, Cyndi. I'm pleased that my dedication to meeting deadlines and maintaining effective communication made your escrow process smooth. It was my pleasure to work with you, and I appreciate you taking the...
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About
The Schmidt Team, powered by Barrett Financial Group, is committed to making the mortgage process simple, transparent, and stress-free. Whether you're buying your first home, moving up, investing, or refinancing, we provide personalized guidance every step of the way. We offer Conventional, FHA, VA, Jumbo, USDA, Down Payment Assistance, Non-QM, HELOC, and refinance loan options with access to competitive rates from a wide network of lenders. Proudly serving clients in California, Washington, Florida, and across the country through Barrett Financial Group, we're here to help you make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
Specialities
Conventional Financing
FHA Financing
VA Home Loans
Purchase Mortgage Loans
Refinance Mortgage Loans
15 Year fixed Mortgage Loans
30 Year Fixed Mortgage Loans
ARM Mortgage Loans
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Positions
- The Schmidt Team powered by Barrett Financial Group - Mortgage Loan OfficerJul 22nd, 2026 - Current
- Keller Williams La Jolla - Realtor and Preferred LenderFeb 1st, 2025 - Current
Memberships
- LGBTQ Real Estate Alliance
- Women's Council of Realtors
- San Diego Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#269424
- Certified Veterans Loan Specialist
- DRE#02111058
Gallery
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Videos
Achievements
- 2022 Five Star Mortgage Professional
- 2021 Five Star Mortgage Professional
- MPA Elite Women 2021
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Disclaimer
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws. Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.