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Traci Ghilardi - Branch Manager NMLS: 1570347 in Sacramento, CA

Traci Ghilardi

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Branch Manager NMLS: 1570347

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At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
View All days
Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    C
    Carol S
    Orangevale, CA
    Posted on April 30th, 2023 09:19 PM
    Traci was great about ALL the many details, friendly and readily explained the process. I felt comfortable with Traci!
  • Encompass
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    Saket K
    Rocklin, CA
    Posted on April 13th, 2023 03:50 AM
    Traci was available and super helpful throughout the process. She made the entire experience seamless. Will be happy to recommend folks to her in a heartbeat.
  • Encompass
    J
    Jorge L L
    Citrus Heights, CA
    Posted on March 31st, 2023 10:16 PM
    Traci was wonderful to work with. She was friendly, professional, and explained everything very well. We appreciate her going through many scenarios with us to find the right mortgage for our home purchase. We are so excited to move into our...
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  • SFTP
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    Celeste G
    Sacramento, CA
    Posted on November 15th, 2022 12:21 AM
    Traci was very prompt and knowledgeable about the whole process! It made the first time home buyer experience so easy!
  • SFTP
    F
    Francisco C
    Sacramento, CA
    Posted on November 12th, 2022 01:51 AM
    Traci was incredibly responsive and helpful from the moment we reached out to her, and her expertise and professionalism made the home buying process so much easier.
  • SFTP
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    Peter A
    Gold River, CA
    Posted on November 9th, 2022 04:01 AM
    Traci was knowledgeable, professional, and attentive. We especially appreciated her communication skills and willingness to ensure we completely understood all of the different scenarios we were presented.
  • SFTP
    M
    Marilyn S
    Lincoln, CA
    Posted on October 4th, 2022 01:43 AM
    Traci was very attentive to our questions along the way. One hardship was acquiring my Mom's tax returns from IRS directly through a third party at 3 am in the morning to get service. It was a boatload of documents to provide to Delta Lending...
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  • ManualUpload
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    Zachary M
    Sacramento, California
    Posted on August 18th, 2022 10:52 PM
    Traci was extremely helpful throughout the entire process. As first time home buyers, we were definitely in over our heads trying to figure out what to do. Traci helped us through each step clearly and concisely, and took our needs and feelings...
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  • SFTP
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    Kayla T
    Ione, CA
    Posted on July 19th, 2022 01:49 AM
    Everything was super simple and easy, even with the little hiccups. Traci was super sweet and communicative throughout.
  • SFTP
    S
    Sara K
    Orangevale, CA
    Posted on July 11th, 2022 01:10 AM
    Traci was very responsive to our questions. She had lots of good advice and pointers for us. We felt that she made the borrowing process as straight forward as possible while adding a layer of warmth and kindness.
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    About
    At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Mortgage Lending Services
    VA
    FHA Loan
    Conventional Loan
    Reverse Mortgage
    First Time Homebuyer
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    Positions
    • Delta Lending Group - Branch Manager
      Jan 1st, 2016 - Current
    Memberships
    • Sacramento Association of Real Estate
    • NMLS
    • Sacramento Association of Realtors
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1990

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1570347
    Gallery
    Traci Ghilardi - Gallery Photo
    Traci Ghilardi - Gallery Photo
    Achievements
    • 30+ years in mortgage industry
    Hobbies
    • Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
    • Travel
    Disclaimer
    Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000; www.nmlsconsumeraccess.org.