

Traci Ghilardi
Branch Manager NMLS: 1570347

At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reser... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Traci was great about ALL the many details, friendly and readily explained the process. I felt comfortable with Traci!
Traci was available and super helpful throughout the process. She made the entire experience seamless. Will be happy to recommend folks to her in a heartbeat.
Traci was wonderful to work with. She was friendly, professional, and explained everything very well. We appreciate her going through many scenarios with us to find the right mortgage for our home purchase. We are so excited to move into our...
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Traci was very prompt and knowledgeable about the whole process! It made the first time home buyer experience so easy!
Traci was incredibly responsive and helpful from the moment we reached out to her, and her expertise and professionalism made the home buying process so much easier.
Traci was knowledgeable, professional, and attentive. We especially appreciated her communication skills and willingness to ensure we completely understood all of the different scenarios we were presented.
Traci was very attentive to our questions along the way. One hardship was acquiring my Mom's tax returns from IRS directly through a third party at 3 am in the morning to get service. It was a boatload of documents to provide to Delta Lending...
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Traci was extremely helpful throughout the entire process. As first time home buyers, we were definitely in over our heads trying to figure out what to do. Traci helped us through each step clearly and concisely, and took our needs and feelings...
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Everything was super simple and easy, even with the little hiccups. Traci was super sweet and communicative throughout.
Traci was very responsive to our questions. She had lots of good advice and pointers for us. We felt that she made the borrowing process as straight forward as possible while adding a layer of warmth and kindness.
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About
At AMC and Delta Lending Group, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage Lending Services
VA
FHA Loan
Conventional Loan
Reverse Mortgage
First Time Homebuyer
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Positions
- Delta Lending Group - Branch ManagerJan 1st, 2016 - Current
Memberships
- Sacramento Association of Real Estate
- NMLS
- Sacramento Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1570347
Gallery


Achievements
- 30+ years in mortgage industry
Hobbies
- Hiking, walking my dogs, watching NCIS, spending time with family and enjoying good food and wine.
- Travel
Disclaimer
Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; TX Mortgage Banker Registration No. 271603 Complaint/Recovery Fund Notice
https://www.alamedamortgage.com/complaint-recovery-fund-notice/; Licensed by the NJ Dept. of Banking and Insurance; OH RM.805293.000;
www.nmlsconsumeraccess.org.