

Traci Everman
Senior Mortgage Banker | NMLS# 289967

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Traci was incredibly knowledgeable and efficient. She even helped me with questions that did not pertain to the loan and had great referrals for other aspects of buying a new home. She made the process FREE of stress and was just delightful...
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Reply from Traci Everman
May 11th, 2026 03:22 PM
I'm grateful for your kind words, Mary. I'm happy to know that my assistance extended beyond the loan process and that the referrals were helpful in your home-buying journey. Making the experience stress-free for you is always my goal. If there's...
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My questions were answered and we have a good rate.
Reply from Traci Everman
May 4th, 2026 07:06 PM
thank you for the review Tyler... you have THE BEST RATE that I've locked in over two years! :) Thank you for your sacrifice to our country sir! Our Veterans always deserve the very best! I hope you and your family love the new place, and create...
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Traci Everman has received a review with 5 star rating from Melanie L
Reply from Owner
May 5th, 2026 01:59 PM
Thank you for the 5-star rating, Melanie. I'm grateful for your support and pleased to know you had a positive experience.
Traci was very knowledgable and helpful through the whole process.
Reply from Traci Everman
April 28th, 2026 06:24 PM
Thank you for your kind words, Melanie. I'm glad to hear that my knowledge and assistance were helpful to you throughout the process. If there's anything more I can do for you, please don't hesitate to let me know.
Traci and her team are amazing! She made sure I understood all the forms and the process, everything was on track, and I got the best deals. As a first-time homebuyer, they were great and a joy to work with. Couldn't have asked for a better...
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Reply from Traci Everman
April 13th, 2026 10:26 PM
Lena!! Thank you so much for your kind words... YOU were a joy to work with and I cannot wait to see how this investment on Multi-Family property pays off for you in the long run, and you now have your OWN PLACE to call HOME :) We appreciate...
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Traci was very knowledgeable on the process and walked us through the steps.
Reply from Traci Everman
April 13th, 2026 10:27 PM
thank you so much Brian! I better know my stuff after almost 25 years of doing this... we always strive to make this process as smooth as possible for our clients! You reach out anytime --Traci
Flat Branch made purchsing my first home very easy by being very responsive and transparent through the entire process
Reply from Traci Everman
March 30th, 2026 04:06 PM
Thank you for the kind feedback Mason! We are so thrilled to have helped you guys get into your new home!!! Can't wait to watch you make tons of memories there! ---Traci
Traci is AMAZING at what she does. We had some bumps in the road to work through on our transaction and she handled each one with grace, calm, and professionalism allowing our client to secure his very first home in his target area despite...
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Reply from Traci Everman
March 30th, 2026 06:43 PM
Rachel!! - NO- YOU ARE AN AMAZING ROCK STAR!!! We worked together as a team-- to get our client into his home! I'm so happy we met, and you are now officially my "KC GIRL"-- FOR ALL THINGS REALTOR AND REAL ESTATE RELATED!! Keep trucking on...
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I can’t say enough amazing things about Traci! We absolutely love working with her and her team. They have helped us secure our family home as well as go through the refi process. We can’t thank her enough!
Reply from Owner
May 5th, 2026 01:59 PM
Mariah, thank you so much for the sweet words. We just adore you and your family! We so greatly appreciate your trust, your business and your referrals... you're totally stuck with me now. :) --Traci
Traci and her team are amazing! When other people couldn’t make it happen, she did. So easy to work with, transparent, available and willing to help with anything and everything. I literally wouldn’t have closed without them.
Reply from Owner
May 5th, 2026 01:59 PM
Ashlee, my dear client... you're amazing and it took a team to get us all to the finish line, that includes YOU. I'm so grateful our paths crossed and can't wait to see all that life brings you! --Traci
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.