

Traci Everman
Senior Mortgage Banker | NMLS# 289967

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Traci and her team were amazing, and went beyond to make this little dream a big reality for me.
Reply from Traci Everman
March 30th, 2026 06:44 PM
so happy for you Ashelee! - Viva Las LOTO :) I HOPE YOU GUYS ENJOY EVERY MOMENT OF YOUR LIFE AT THE LAKE!!! You're stuck w me now... :) __ Traci
Traci was great in walking us through the loan process and being detailed in answering any questions we had.
Thanks Traci and team!
Reply from Traci Everman
March 30th, 2026 06:50 PM
thank you so much Amiko!! I hope you and Z create so many amazing memories in your new home!! I"m CERTAIN we will see eachother at Lowes!! hahah.. --- Traci
The service provided from this lender was amazing for my cllient. Obtaining lending on condos can be tricky at times, but working with a knowledgeable lender seals the deal!
Reply from Traci Everman
March 30th, 2026 06:49 PM
Thank you so much Carol! You were great to work with also... and takes a GREAT REALTOR= who knows the "peeps" involved to get things done!! --Traci
The willingness from Traci and her team to explain everything and ensure my situation was a smooth process speaks volume. The trust and honesty she gives lets you know that she is on your team and looking out for you giving you the best option...
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Reply from Traci Everman
March 30th, 2026 06:46 PM
Aimee--- Sugar... your words are so kind.. and YES we take it all very seriously... ESPECIALLY WHEN life "shifts" are taking place... You know I've "gotchu"-- and i'm here for you FOREVER... my dear friend... xoxo __ Traci
Traci Is the best ! her team is awesome
Reply from Traci Everman
March 20th, 2026 08:48 PM
Randy, you're too much man... a man of few words... AND, I appreciate your words buddy!!! WE are here for you and your family forever... you're stuck with me. :) ----Traci
Traci and team are truly the best! They make this whole process very easy and tailor everything to your wants/needs while explaining everything! we couldn’t recommend them enough!
Reply from Owner
May 5th, 2026 01:59 PM
Thank you for your kind words, Emily. I'm glad to hear that you found the process easy and well-tailored to your needs. My team and I strive to ensure a smooth experience while providing clear explanations. If there's anything else we can assist...
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We loved how personal the whole experience was! The video explanations were amazing overall experience was excellent!
Reply from Traci Everman
March 23rd, 2026 12:59 PM
Thank you for sharing your feedback, Emily. I'm pleased to hear that you enjoyed the personal touch and found the video explanations helpful. Ensuring a satisfactory experience is important to me. If there's anything else you'd like to discuss...
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Traci did a great job communicating with us and fixing the problems we came up with in the refinancing process. She is dependable and capable
Reply from Traci Everman
March 23rd, 2026 12:44 PM
I appreciate your kind words, Jon. Ensuring clear communication and efficiently resolving any issues during the refinancing process is important to me. I'm glad to hear that my efforts met your expectations. If there's anything further you...
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Second time working with Traci and the team and she made it as easy as possible!
Reply from Traci Everman
March 12th, 2026 04:25 PM
Georgia, thank you so much for the kind review!! I adore you guys.. and can't wait to see all that life brings you!!! --Traci
Traci Everman has received a review with 5 star rating from Anthony B
Reply from Owner
May 5th, 2026 01:59 PM
thank you so much for the 5 star rating Anthony! We appreciate your business and your trust-- Traci
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.