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Traci Everman
Senior Mortgage Banker | NMLS# 289967
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Traci and her entire team were outstanding in every respect. The communication, updates, and overall attention to detail and service or commendable.
Traci was fabulous. The transaction was not a smooth on, but Traci handled it with ease and got us to the closing table successfully. Happy Agent and Happy Buyer
Reply from Traci Everman
October 20th, 2026 06:24 PM
Kelly!!! THANK YOU GIRL.... takes a GREAT REALTOR on the other side to get past multiple hurdles my dear... and you're a true Pro and a GEM to work with! Let's do it again soon.... I gotchu :) ---Traci
Traci and her entire team were absolutely AMAZING throughout our home-buying experience! They were incredibly informative, communicative, and always quick to respond, even to our early morning and late-night questions. Traci made what could...
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Reply from Traci Everman
October 19th, 2026 03:00 PM
Hannah, I'm so pleased to hear that you had such a positive experience with my team and me at Flat Branch Home Loans. It's wonderful to know that we could make your home-buying process smooth and enjoyable. Thank you for your kind words and...
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Fantastic and communicative team!
Reply from Traci Everman
October 19th, 2026 08:27 PM
Claire, I'm glad you found the team at Flat Branch Home Loans communicative and good. It was a pleasure working with you!
I can't thank Traci enough for her time and her help talking us through the process
Reply from Traci Everman
October 5th, 2026 06:40 PM
Teri, I appreciate your kind words and am glad I could help guide you through the process. It was a pleasure working with you at Flat Branch Home Loans.
The communication was excellent from beginning to end! Thankyou!
Reply from Traci Everman
October 5th, 2026 08:41 PM
Kathy, I'm happy to hear that you found the communication excellent throughout the process. It was great working with you at Flat Branch Home Loans.
Traci handled so many hurdles with grace and professionalism, always prepared the buyers for the worst but delivered the best!
Reply from Traci Everman
October 20th, 2026 06:26 PM
Stacey-- you're too kind girl.... You're such a rock star and a JOY to work with!! Can't wait to do it again soon.. you reach out anytime my dear.... I Gotchu! :) ---Traci
Love working with Traci! She is very responsive and not only wants to help you achieve your goals but to also help you come out better in the end. Her team was very helpful and quick to respond to any questions.
Reply from Traci Everman
October 1st, 2026 04:59 PM
Crystal, I'm glad to hear that you loved working with me and found my team at Flat Branch Home Loans helpful and responsive. Your feedback about our support in achieving your goals means a lot to me.
Traci is amazing an always goes above and beyonf beyond for us! Traci and her team took great care of us and were ao helpful during this home finding experience!
Reply from Traci Everman
September 30th, 2026 01:39 PM
Laura, I'm grateful for your kind words and happy to know that you felt well taken care of during your home-finding experience with me and the team at Flat Branch Home Loans. Thank you for sharing your positive experience!
Professional thorough and painless
Reply from Traci Everman
September 30th, 2026 05:49 PM
Matt, I'm pleased to hear that you found the process professional and thorough. It's great to know your experience with me and Flat Branch Home Loans was painless.
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Achievements
- Scotsmans Guide Top 1% In Loan Originations 2018 - 2025
- Scotsmans Guide Top Female Originator 2018-2025
- Flat Branch Home Loans St Louis Region- #2 in Production years 2023, 2024, & 2025
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
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Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.