

Traci Everman
Senior Mortgage Banker | NMLS# 289967

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
I cannot recomend Traci and flat branch loans enough! I loved our experience and how well everything was explained to us. We are so glad that Travi and the team were on our side and helped us through every step of the way. This process can...
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Reply from Traci Everman
May 11th, 2026 04:37 PM
thank you for the kind review Alexa!! I'm so happy we got you and your fiance into your new home! And you introduced me to an amazing Realtor along the way too! I adore your family and I'm happy to help everyone you send my way! Here's to yours...
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Great team to work with!
Reply from Owner
June 11th, 2026 07:44 PM
Thank you so much Jakelin! I can't wait to see how your lives grow in your new home! (and I'm gonna send you a TON of Tax Prep Business girl!)--- Traci
Fast and smooth process!! Traci was so knowledgeable and great to work with!
Reply from Traci Everman
May 18th, 2026 03:06 PM
I'm glad to hear that you found the process fast and smooth, Jakelin. It's appreciated to know that my knowledge and approach contributed positively to your experience. If there's anything else you'd like help with, feel free to reach out.
Highly recommend Traci and her team for anyone needing a solid lender. She has never missed a deadline, anticipate’s problems before they happen, and has wonderful advice and solutions throughout the real estate process. Not only do I recommend...
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Reply from Owner
June 11th, 2026 07:44 PM
Hope!! we are SO GRATEFUL to have you as a Real Estate Partner! You are simply the BEST OF THE BEST!!! Can't wait to Retire with you! -- Traci
Traci is my favorite Lender of all time. She is always on top of everything, has a great team to support her with excellent communication skills. Looking forward to the next one.
Reply from Traci Everman
May 11th, 2026 04:38 PM
You're the Best Hope!!!! I'm so grateful to have you as my Realtor Partner and friend... what we do makes a difference! --Traci
Traci was very helpful throughout the whole process, made sure we were undersunderstanding and kept constant communication with us when we needed it, she made our first home buying experience so simple its almost hard to believe it's already...
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Reply from Traci Everman
May 11th, 2026 04:39 PM
Neil, thank you for the kind words!! I am so so happy for you and Alexa-- and can't wait to see what the next chapter brings for you two!! --Traci
Everyone communicates when needed and is very responsive.
Reply from Traci Everman
June 5th, 2026 01:54 PM
Jeffry, I'm glad to hear that you found the communication to be timely and responsive. Thank you for sharing your experience with me. If there's anything more I can assist you with, please feel free to let me know.
Wasn't really the one dealing with the whole process but everything i had time do went smoothly and without any major issues
Reply from Traci Everman
May 7th, 2026 04:28 PM
thank you for the 5 star review Kyle!! WE always strive for the process to be as smooth as possible! So happy you had a good experience. and congrats on your new home! --Traci
She was efficien, quick, and and answered any questions I had.
Reply from Traci Everman
May 7th, 2026 04:06 PM
Thank you Jocelyn! We are so happy to have helped you get into your new home! Tammie is amazing, and I'm so happy you met and she could help you! --Traci
Traci was wonderful from start to finish! This was out our first home purchase and she explained everything in great detail so that we could understand the full process. Buying a home can be stressful and intimidsting, but Traci and her team...
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Reply from Traci Everman
May 4th, 2026 05:18 PM
Oh Taylor!!! You are so sweet to give us this review... and you're RIGHT--- your first home purchase can be daunting... but it doesn't HAVE to be :) -- You do this only a few times in your life, and WE DO IT EVERY DAY. I'm so happy you felt...
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.