Traci Everman
Senior Mortgage Banker | NMLS# 289967
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Couldn't have asked for a better experience. Traci and her team made the process so easy.
Reply from Traci Everman
June 1st, 2026 06:21 PM
thank you so much for the kind review Drew!! We do strive to make the mortgage process as smooth as possible, so thank you for acknowledging that sir! REach out anytime, we are here for you always! --Traci
Traci and her team make refinancing so painless. They keep you informed at every step . Have purchased 6 houses over the years and refinanced several times, this was the best experience I have ever had . Highly recommend Traci and her team!...
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Reply from Traci Everman
June 1st, 2026 06:22 PM
awwww... Brenda, that means so much to me/ us! We adore you and your daughter, and I'm so happy to have put a "check mark" at the end of this for you.. for so many reasons. Now go enjoy your gorgeous home, especially this summer! Pool Party?...
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As a real estate agent, working with a lender who delivers truly elite service is a game-changer. I recently closed a transaction with Traci Everman at Flat Branch Home Loans, where I represented the buyer, and she was absolutely phenomenal....
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Reply from Traci Everman
June 1st, 2026 06:23 PM
Arlan, you are too too kind my friend... you know we just simply try and do our BEST for everyone who crosses our path... We are SO GRATEFUL to have a partner like YOU! We all know, that if you and I DONT have to talk often.. that is a GOOD...
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Traci was AWESOME! We got what felt like the impossible accomplished and she was very punctual & informative every step of the way!
Reply from Traci Everman
June 1st, 2026 06:25 PM
Chelsey! You were a true joy to work with girl.... You work SO HARD for each and every client! I was very happy to bring this to the closing table for everyone involved. Can't wait to do business with you AGAIN! You're a TRUE PROFESSIONAL when...
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I had a great experience working with Traci and her team! They were incredibly responsive, communicated clearly every step of the way, and did an excellent job guiding both myself and my client through the process. Even when challenges arose...
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Reply from Traci Everman
June 1st, 2026 06:27 PM
Holli.. Holli.... we just LOVE working with you! You're the consummate professional in all ways! I can't wait to help change peoples lives and homes and families with you more and more as the years go on! We love having you as a partner and...
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Great communication. Kept us informed throughout the process!
Reply from Traci Everman
May 28th, 2026 02:58 PM
I appreciate your feedback, McKenzie. I'm glad to hear that you felt well-informed throughout the process. If there's anything more I can do for you, please let me know.
Traci made everything simple and straight forward.
Reply from Traci Everman
May 27th, 2026 02:56 PM
I'm grateful for your feedback, Eli. It's nice to know that you found the process simple and straightforward. If there's anything else I can assist you with, please feel free to reach out.
Traci was super understanding of my needs.
Reply from Traci Everman
May 25th, 2026 06:58 PM
I'm pleased to hear that my understanding of your needs made a positive impact, Dannah. Thank you for your kind words. If there's anything else I can help with, please don't hesitate to reach out.
Traci and her team handled every step of the loan process with wonderful professionalism. Any questions we had were handled very quickly and thoroughly.
Reply from Traci Everman
May 25th, 2026 04:30 PM
I'm thankful for your feedback, Tyler. It's great to know that you found my team and me professional and responsive throughout the loan process. If you have any more questions or need further assistance, please don't hesitate to reach out.
The staff was wonderful to work with!
Reply from Traci Everman
May 11th, 2026 04:36 PM
Thank you Shay! That means a lot coming from you. I'm so happy we met and I hope you create a ton of memories with your family in your beautiful new home!--Traci
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.