Traci Everman
Senior Mortgage Banker | NMLS# 289967
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Kept us updated every step of the way.
Always available for any questions
Reply from Traci Everman
June 30th, 2026 08:52 PM
Rochelle, I'm grateful to hear that you felt well-informed throughout the process. Being available to answer your questions is important to me. Thank you for your feedback!
Traci was able to help me get a pre-approval on our dream home with very short notice, and then moved through the loan process incredibly quick for a 21 day closing. Her team was prompt and kind, and they know their stuff. We highly recommend...
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Reply from Traci Everman
June 29th, 2026 06:36 PM
Anna, I'm happy to hear that I could help you secure a pre-approval and facilitate a quick closing on your dream home. It’s wonderful to know that my team and I could provide prompt and knowledgeable service. Thank you for recommending us,...
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EXSPENSIVE EXSPENSIVE EXSPENSIVE!
tHE FEES WERE CRAZY OVER PRICED
Reply from Traci Everman
June 25th, 2026 05:11 PM
Mark, I appreciate you bringing this to my attention. I'm sorry to hear that you found the fees to be higher than expected. Please reach out to me directly so we can discuss this further and find a way to address your concerns.
Easy to work with. Gets things done!!
Reply from Owner
June 11th, 2026 07:40 PM
Thank you so much for the review Laura!! So happy to have helped you and Mark get into your FOREVER HOME as you enter Retirement!!! I wish you so many happy years of memories in this new home!! and yea... we GSD :) --Traci
Traci stayed in touch with us through the whole process and answered questions as they arose.
Reply from Traci Everman
June 11th, 2026 07:41 PM
You're so sweet Laura to say such nice things... we do our BEST to be available WHEN YOU NEED US... I'm not a stuffy banker!! So happy you're in your new home!! Reach out anytime!! -- Traci
Traci made it SO SIMPLE!!
Reply from Traci Everman
June 11th, 2026 07:42 PM
HI Luke!! I'm glad you thought it was "simple"--- haha, if you only knew what goes on behind the scenes!! Thats our goal.. moving is stressful enough.. we try to make "our part" as smooth as possible!! WE hope you guys LOVE your new home.....
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Very efficient team handling the process!
Reply from Traci Everman
June 1st, 2026 06:13 PM
thank you so much Beverly--- and YOU MY DEAR--- are VERY EFFICIENT yourself!!! You're literally a Paperwork Rock Star! We are so thrilled to get you back to MIssouri to be closer to your family and your grandkids!! I hope you create lot of...
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Traci Everman has received a review with 5 star rating from Andrea H
Reply from Owner
June 11th, 2026 07:43 PM
Thank you so much for the 5 Star Review Andrea!! -- I hope we will always be your "Mortgage star" when you have questions! Dont EVER hesitate to reach out== Traci
Traci was really a part of our team!
Reply from Traci Everman
June 1st, 2026 06:14 PM
thanks for the 5 star review Andrea... and YEP, I'M PART OF THE TEAM--- GOTTA MAKE THAT MONEY SHOW UP! :) such a beautiful home that you bought... I can't wait to hear of all the fun times you guys will create! Reach out ANY time.. you're stuck...
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Traci is awesome and her team is very helpful!! I would recommend her to anyone that was looking for financing a home. Best experience I've ever had!
Reply from Traci Everman
June 1st, 2026 06:17 PM
awww. thank you so much Donna! It was such a joy to help you guys get into your new Villa-- and no more mowing the lawn!! :) So so happy for you and Joe. I hope you have many happy years in your new home!--Traci
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.