Traci Everman
Senior Mortgage Banker | NMLS# 289967
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Great team who had us ready to close on our home very quickly and efficiently. They also took time to answer our questions.
Reply from Traci Everman
July 9th, 2026 10:08 PM
thank you so much Melissa-- and OF COURSE we answer your questions! You only do this a few times in life.. we do it every day :) I appreciate your trust and we are always here for you! -- Traci
Traci did a great job helping us with our loan
Reply from Traci Everman
July 9th, 2026 10:09 PM
Thank you Tim for the kind review--- and I'M THRILLED to have gotten you and your family into your bigger beautiful home!! (with an amazing patio and treeline, I must say!) Enjoy all of the years and memories ahead of you in this lovely home...
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Traci went above and beyond to help guide me through a long and difficult process. She was patient with me and compassionate throughout a difficult situation. Her team was on top of everything and stayed in constant communication. This was...
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Reply from Traci Everman
July 9th, 2026 10:10 PM
Amy, You're so sweet-- and all I can say is "Girl--- I Gotchu!"--- truly... You're an amazing woman to all who are around you and you will always deserve the best that life has to give you! I'll be along for the ride my dear, Here for you always!--...
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Traci was so friendly, positive, and experienced, she made the process the easiest of the 5 closings I've had in my life!
Reply from Traci Everman
July 9th, 2026 10:11 PM
Awwwww- Joe!! This means so much coming from you sir! I really appreciate you saying that.. and I hope you have an amazing next chapter in your new, safe, efficient, STEEL FRAMED HOME!!! Boy that builder does amazing work, huh? I appreciate...
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Traci and her team showed great patience and understanding throught the entire process. They helped me no matter how many questions I had, they responded in timely manner.
Reply from Traci Everman
July 9th, 2026 03:22 PM
Jerron, I'm happy to hear that you felt supported and understood throughout the process. It's important to me that all your questions were addressed promptly. Thank you for sharing your experience!
Love working with Traci! She's always on top of everything and responsive.
Reply from Traci Everman
July 8th, 2026 03:43 PM
James, I appreciate your kind words and am glad to hear you enjoy working with me. Staying responsive and on top of things is important to me. Thank you for sharing your experience!
Having partnered with Traci Everman at Flat Branch Home Loans for years, Hawkins Property Advisors highly recommends her services. Traci and her team maintain a consistent, exceptional level of performance that both our team and our clients...
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Reply from Traci Everman
July 9th, 2026 10:12 PM
Mr Hawkins... simply stated--- we couldn't do it without partners like you, who trust us!! So many more years of helping families are ahead of us-- We appreciate you and your team more than you know! -- Traci
Traci & her team are consistently awesome to work with. Responsive, attentive to detail, attentive to deadlines, knowledgeable, a great resource for multiple loan products. The list could go on & on. 10/10.
Reply from Traci Everman
July 9th, 2026 10:14 PM
Amber, Amber, Amber... welcome back friend :) I've missed you and I'm so happy we are helping families together again!! WE love working with you and will always do our BEST for your clients! big big hugs-- WE appreciate your Trust and your...
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Traci and her team were absolutely amazing to work with and I highly recommend them. Everything was explained in clear detail every step of the way. They made me feel comfortable and confident in the whole buying process. So happy to have done...
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Reply from Traci Everman
July 9th, 2026 10:16 PM
Well "Spicythang"-- I wish I knew exactly WHICH one of my clients you are--- LOL.. I love the screen name! And thank you so much for the 5 stars and the kind words... We ALWAYS want our clients to feel comfortable and confident!! Reach out...
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Traci and her team went above and beyond for us during the whole process, thoroughly explaining EVERYTHING! Felt very personable and comfortable.
Reply from Traci Everman
June 30th, 2026 03:38 PM
Pedro, I'm pleased to know that you felt comfortable and well-informed throughout the process. It's great to hear that my team and I could provide a personable experience for you. Thank you for your kind words!
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.