

Traci Everman
Senior Mortgage Banker | NMLS# 289967

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
First experience and it was EXCELLENT at all levels. Responsive, speed, kept informed - PROFESSIONAL - First Rate all the way from start to finish! Thank you everyone - Tammie, Erica, Nick and Traci! Would recommend!!
Reply from Traci Everman
January 2nd, 2026 04:00 PM
You're so awesome Andrea!! Thank you so much for the rave review... and we LOVED working with you as well! Here's to many more!--Traci
thank you for supporting us through this process!
Reply from Traci Everman
December 31st, 2025 01:53 PM
You're welcome! I'm glad I could support you through the process. If there's anything more I can assist with, please feel free to reach out.
Traci was amazing! She helped me get the loan for my first house! She walked me through every process and was available when I had any questions. She responded and had my loan approved so quickly allowing me to get an offer in as soon as possible....
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Reply from Traci Everman
December 31st, 2025 09:25 PM
I'm really pleased to hear that your first home-buying experience went smoothly. It was a pleasure to guide you through the process and ensure everything moved quickly. I appreciate your kind words and recommendation. Meeting you on closing...
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Simply the best possible team-
Reply from Traci Everman
December 25th, 2025 09:15 PM
Thank you for sharing your positive impression. I'm glad that you feel confident in the team's abilities. Your support means a lot.
As a real estate broker, my professional reputation is on the line with every client I refer for home financing. For years, Traci Everman at Flat Branch Home Loans has been my exclusive choice because she consistently achieves what others deem...
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Reply from Traci Everman
September 20th, 2026 02:35 PM
Arlan! I can’t thank you enough for the kind words! (And I thought I responded to this 9 mos ago!) I appreciate your trust with me and my team- we will slayed do our best for every client you refer to us and we love working with you!— Traci...
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As a real estate broker, my professional reputation is on the line with every client I refer for home financing. For years, Traci Everman at Flat Branch Home Loans has been my exclusive choice because she consistently achieves what others deem...
read more
Reply from Traci Everman
December 18th, 2025 07:55 PM
I'm truly grateful for your heartfelt words, Arlynn. Your trust and confidence in my ability to handle the financing needs of your clients, and your own personal transaction, means a great deal to me. It's rewarding to hear that you valued...
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Traci and her team were very knowledgeable and patient when working with us as first time home buyers. She responds very quickly to any email and ensures timelines are met comfortably. I would easily recommend her to anyone looking to finance...
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Traci and her team were very knowledgeable and patient when working with us as first time home buyers. She responds very quickly to any email and ensures timelines are met comfortably. I would easily recommend her to anyone looking to finance...
read more
Reply from Traci Everman
December 16th, 2025 05:28 PM
I appreciate your thoughtful feedback, Samuel. It's encouraging to know that you found my team and me patient and knowledgeable throughout your home-buying journey. Timely communication and ensuring a comfortable timeline are priorities, and...
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Traci and her team are always eager to help with any questions and very prompt on responses . They are A number #1 mortgage team .
Reply from Traci Everman
December 15th, 2025 07:25 PM
Your kind words are appreciated, Patricia. I'm glad to hear that you found us eager to assist and prompt in our responses. Being a dependable resource is important to me, and I'm pleased that you consider my team to be top-notch. Thank you...
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Traci and her team were on top off things from start to finish.
Reply from Traci Everman
December 15th, 2025 03:01 PM
It's great to know that you felt everything was well managed from start to finish. Ensuring a smooth process is always a top priority, and I'm pleased that my team and I could meet your expectations. Thank you for your feedback, Philip!
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.