Traci Everman
Senior Mortgage Banker | NMLS# 289967
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Traci was absolutely phenomenal she is so kind and very fast to get things together. We would not change anything about our experiece with Traci and her team.
Reply from Traci Everman
January 29th, 2026 07:59 PM
Oh, Jamie! You are so sweet to say such a nice thing... :) We loved helping you and your growing family! And I cannot WAIT to see the Before and AFter photos of your renovations on this amazing house! -- Traci
Traci Everman has received a review with 5 star rating from Ashley R
Reply from Owner
May 5th, 2026 02:00 PM
Thank you for the perfect rating, Ashley. I'm grateful to have been part of your experience. If you ever need further assistance, please feel free to reach out.
Traci and her whole team were fantastic. They explained everything so it was clear and we knew exactly what was going on. Not to mention that she fought for us and got it done! I am so thankful for her and everyone at Flat Branch. I will recommend...
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Reply from Traci Everman
January 29th, 2026 08:01 PM
Awwwww- Ashley!! you're too kind... I am SO HAPPY WE MET---- and I hope you and your family have so many amazing memories for the years to come- in your new home! I appreciate your trust.. and yeah... sometimes, we go to battle!!! - to Put...
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Traci and her team are incredibly diligent and make sure their buyers feel at ease each step of the way. She answers all questions thoroughly and is available to help at any time. This is our second time working with Traci and I can't imagine...
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Reply from Traci Everman
January 19th, 2026 04:08 PM
Awww Rachel! You're too kind.. and we always strive to make the mortgage process as smooth as possible.. moving is stressful enough!! :) I'm so grateful to know you and your family... it's been such a joy to watch your family grow over \\the...
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Nick and you were both very quick to responding back to emails and phone calls, making sure this deal worked out for our mutual client. I have already recommended you to a client last night. Appreciate all your level of communication.
Reply from Traci Everman
January 19th, 2026 04:09 PM
Thank you SO MUCH Ben! We truly enjoyed working with you as well... and we will ALWAYS put client and partner communications FIRST over everything!! We appreciate your trust and we will gladly help any referrals you send our way! We can't thank...
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Traci and her team were very helpful in answering my questions throughout the loan process.
Reply from Traci Everman
January 19th, 2026 04:10 PM
Thank you so much Kenzie!! We are so happy to have helped you! I can't wait to hear about the memories you create in your new condo! --Traci
Wonderful experience! Awesome group of people who answered any question I had in full detail & made an overwhelming process as easy & understanding as possible! Highly recommend!!
Reply from Owner
May 5th, 2026 02:00 PM
I'm glad you had a wonderful experience, Harry. It's great to know that the team was able to answer your questions thoroughly and simplify the process for you. Thank you for recommending us!
Amazing experience! Any question I had was answered in full detail & easy to understand a complex process. wonderful People!
Reply from Traci Everman
January 19th, 2026 03:41 PM
Michael, it sounds like you had a seamless experience, and I'm glad I could make the process clear and straightforward for you. Your feedback about understanding the complexities is greatly appreciated. If you ever have any more questions,...
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Traci and her team were amazing! They made every step of the process smooth and quick. They also made sure to explain everything clearly for me , as a first time homebuyer! I'm so grateful for their help!
Reply from Traci Everman
January 2nd, 2026 03:58 PM
Anna, I am thrilled to have gotten you into your first home!!! You were a joy to work with, and you've worked very hard in your life to make this possible for yourself! We are here for you always, so don't hesitate to reach out when you need...
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Reply from Traci Everman
January 2nd, 2026 03:59 PM
klmnop :) --Traci *** I'd love to hear your official feedback Braden :)
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.