

Traci Everman
Senior Mortgage Banker | NMLS# 289967

Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
This is my first time buying a house and the process was a lot smoother than most people experienced. Customer service was very excellent!!!
Reply from Traci Everman
March 12th, 2026 04:26 PM
thank you so much Anthony!!! Moving is stressful enough.. we try to atleast keep "our part" as smooth as possible!! SO SO SO happy for you and your wife! Can't wait for you to created new memories in your new home! --Traci
Traci was so approachable, knowledgeable, and friendly as she explained to me , a first-time home buyer how the process would proceed. I would heartily recommend her to anyone looking for a loan to buy a property.
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Reply from Traci Everman
March 12th, 2026 04:27 PM
Awwwww... Pat! Thank you for the sweet compliment... It was such a pleasure to help you get into your first HOME... (yes, condos count... but I love this home for you!)-- I hope you enjoy your new space and your next chapter!! --Traci
Traci Everman has received a review with 5 star rating from Brad K
Reply from Owner
May 5th, 2026 01:59 PM
thank you so much for the 5 star rating Brad! We appreciate your business and your trust-- Traci
Easy to work with, Amazing Personality, Very informative, and always willing to communicate.
Reply from Traci Everman
March 5th, 2026 10:24 PM
Thank you Brad!! I"m SO SO SO HAPPY that you and your lovely wife are now in your OWN HOME!!! Let's the billiards begin!! I appreciate your trust... and I'm happy we are friends... big hugs buddy!
--Traci
Traci did a great job informing me of the process. She broke down the cost, stayed on top of things, and communcated constantly to make sure I had all the information. Best part is that she watched the market and saw I was able to get a lower...
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Reply from Traci Everman
March 3rd, 2026 06:20 PM
Thank you so much Daniel!! I'm SO EXCITED to have helped you get into your first home!! You have worked so hard to get to this milestone and you should be PROUD :) I bet sis is gonna do a stellar job decorating your new home! I appreciate your...
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It was better than great! Traci was so knowledgeable and insightful and made the process so much better than I was expecting. I would absolutely positively recommend her to friends and family. When rates come down in the future I hope to reach...
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Reply from Traci Everman
March 3rd, 2026 06:21 PM
Lisa, you're the BEST! I so truly enjoyed helping you to get to this next chapter... I hope you enjoy so many years of making memories in your new place!! and you KNOW I'll be ready to help with the Refi when that time comes!! Big Hugs, --Traci...
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Great service
Reply from Traci Everman
March 3rd, 2026 06:22 PM
well, thank you SO MUCH Andrew!! We try to make the process as easy as possible... We appreciate your business and your trust!! --Traci
The whokectesm
made it a very easy process
Reply from Traci Everman
March 3rd, 2026 06:23 PM
thank you so much for the kind words Kathy!! we were SO HAPPY to get this done for you!! You're stuck with us now.... so reach out anytime!! Best Always, Traci
Communication was great, keeping me updated on next steps and progress. Nick and Traci are so friendly, professional and made the process stress free.
Reply from Traci Everman
March 3rd, 2026 06:25 PM
Connie Connie!!! You are so sweet.. and wow, we ALMOST got this entire refinance done thru Text!!! LOL... You're a wonderful person, and we will always want the best for you-- reach out anytime maam!! --Traci
Amazing, smooth process! Traci and her team are super attentive, supportive, and proactive at every step of the way. Any questions or concerns are always promptly addressed, and done so with a level of professionalism that seems to be rare...
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Reply from Owner
May 5th, 2026 02:00 PM
Oh my gosh Russell... what a sweet compliment!! We are so happy you're in your new home! And, yeah, I'm "kinda" proactive... I've been told I eat problems for breakfast and spit out Rainbows... LOL... :) -- I hope you have so many happy years...
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About
Based in Chesterfield, Missouri, we are located on North Outer 40 Road, near Mercy Rehabilitation Hospital. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our Chesterfield location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, USDA, Conventional, JUMBO, Down Payment Assistance
As a Senior Mortgage Banker, I offer a full range of mortgage products tailored to fit your needs. Whether you’re looking for Conventional, FHA, USDA, VA, or Down Payment Assistance (DPA) programs, I’m here to help you find the best option for your situation. With access to various other lending solutions, I’m committed to guiding you through every step of the home financing process
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Memberships
- SCAR
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 289967
Hobbies
- Gardening, Cooking
- Gardening
- Cooking
Disclaimer
Flat Branch Home Loans NMLS#224149
Equal Housing Lender
Flat Branch Home Loans, a Division of Flat Branch Mortgage, Inc.