Top 5%
Tracey Wheeler at CrossCountry Mortgage
Sr. Loan Officer | NMLS #413393
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
I’m writing this review for Tracey Wheeler and her team, and I truly can’t recommend them enough. Here’s what I loved about working with her, and why I think you should choose her too:Tracey genuinely listens—100%—to what you want and how you...
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Reply from Owner
April 5th, 2026 03:23 PM
Thank you so much!! I appreciate your kind words. It was a pleasure working with you!
Tracey is always on top of everything and is great at communicating. I am confident that she always has my clients best interest at heart, and is very knowledgable. I know I can always entrust my clients to her!
Reply from Tracey Wheeler
November 20th, 2025 02:24 PM
I really appreciate the feedback and am looking forward to working with you again.
Tracey was amazing at helping this first time homebuyer through the process! She explained everything thoroughly, and always kept me up to date through everything; I highly recommend working with Tracey!
Reply from Owner
April 5th, 2026 03:23 PM
Thank you so much!!
Very helpful, explained everything thoroughly, and very kind! I felt very supported as a first time homebuyer!
Reply from Tracey Wheeler
November 10th, 2025 04:35 PM
I'm glad to hear that you felt supported and that my explanations were thorough and helpful during your first homebuying experience. It's important to me that you feel informed and at ease throughout the process. If there's anything more I...
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Very helpful and responsive to my questions.
Reply from Tracey Wheeler
November 10th, 2025 03:04 PM
It’s great to learn that you found my assistance helpful and that I was responsive to your questions. I'm always here to provide the support you need, so feel free to get in touch if there's anything else I can do for you.
Tracey and staff were readily availble to answer any questions.
Reply from Tracey Wheeler
October 13th, 2025 03:46 PM
I'm glad to know you found it convenient to reach out to me and my staff whenever you had questions. Providing timely assistance is a priority for me. If there's more I can do to support you, feel free to get in touch at any time.
Tracey went way above and beyond our expections, and even had to deal with a, um, persistent financial planner of ours. Fabulous service, explained everything, and a great product!
Reply from Tracey Wheeler
October 1st, 2025 11:32 PM
James, I'm pleased to hear that you found my service valuable and that I was able to meet your needs, even handling interactions with your financial planner. It's important to me that everything is clearly explained and that you're satisfied...
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Tracey was always quick to respond. She went out of her way to explain the options available to us, and even fielded an inquiry from our financial advisor. She has also been helpful with marketing the hiome we are selling.
Reply from Tracey Wheeler
October 1st, 2025 06:53 PM
Susan, I'm glad to hear that you appreciated the prompt communication and thorough explanations I provided. It's important to me to ensure all your inquiries are addressed, even when involving others like your financial advisor. I'm also pleased...
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Excellent service, would highly recommend
Reply from Owner
April 5th, 2026 03:24 PM
I'm glad to hear that you were pleased with the service. Your recommendation means a lot to me. If you ever have further questions or need assistance, feel free to reach out.
Tracey and the team were true professionals, responsive and spot on supportive. Any questions we asked they took time to clarify and we felt they were on our side trying to set in the best rates. The entire process was seamless. Tracey even...
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Reply from Tracey Wheeler
September 30th, 2025 12:42 AM
Karen, I appreciate your kind words about my team and me. Ensuring you felt supported and informed throughout the process is important to me. I'm glad everything went smoothly, and I'm pleased you enjoyed the thank-you gift. If there's anything...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Scotsman Top 1%
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards
Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095