Top 5%
Tracey Wheeler at CrossCountry Mortgage
Senior Loan Officer | NMLS #413393
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Amazing Team, kind, informative and downright hard working people! I am so grateful for the chance to do business with her.
Reply from Owner
November 9th, 2026 02:11 PM
I'm pleased to know that you found my team at CrossCountry Mortgage, LLC kind, informative, and hardworking, Jewlz. I'm grateful for the opportunity to have worked with you and am glad you had a positive experience.
Amazing Team, kind, informative and downright hard working people! I am so grateful for the chance to do business with her.
Reply from Tracey Wheeler
November 9th, 2026 02:22 PM
I'm glad to know you had such a positive experience, Julie. My team at CrossCountry Mortgage, LLC and I appreciate your kind words and are grateful for the opportunity to work with you.
Tracey and her team did an excellent job of taking care of our needs on refinancing! Everyone/everything went so smoothly and we couldn't ask for better service from her team!Thanks again for doing such a fantastic job! We definitely would...
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Reply from Tracey Wheeler
November 3rd, 2026 03:26 PM
I'm grateful to hear that the refinancing process went smoothly for you, Carl. I'm glad my team and I at CrossCountry Mortgage, LLC were able to provide the service you needed. Thank you for your recommendation!
Tracey's communication and responsiveness made us feel so relaxed and confident. Some times the communication from Stephanie was too much, frequency and not concise enough, its why the 8 instead of 9 or 10. But Tracey was exactly what we needed!...
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As a first-time homebuyer, I had a lot to learn, and I’m so grateful I had Tracey helping me through the entire process. Buying a home can feel overwhelming when it’s all new to you, but she always took the time to explain things in a way I...
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Reply from Tracey Wheeler at CrossCountry Mort...
October 28th, 2026 06:47 PM
I'm truly happy to hear that your first home-buying experience was so positive, Jessica. Guiding you through the process and ensuring you felt supported every step of the way was my top priority. I'm grateful for your kind words and am pleased...
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Tracey Wheeler is highly skilled, experienced, and is well versed in the ins & outs of lending. Knowing your client's loan is in her capable hands affords me, and my clients, substantial peace of mind.
Reply from Owner
October 5th, 2026 10:46 PM
Thank you so much Paul!
Tracey is highly skilled, experienced, and knows the ins & outs if lending. Knowing your client's loan is in hwr capable hands affords me great peace of mind.
Reply from Tracey Wheeler at CrossCountry Mort...
October 5th, 2026 10:46 PM
thank you so much Paul!!
Tracey was very patient while being professional
Reply from Tracey Wheeler
October 5th, 2026 07:33 PM
I'm glad to know you felt I was both patient and professional, Debra. It's important to me that clients have a positive experience, and I'm pleased that CrossCountry Mortgage, LLC played a part in that.
Best home buying experience we have had !! Amazing people and truly care about their clients !!
Reply from Owner
October 2nd, 2026 05:52 PM
I'm pleased to hear that you had the best home buying experience with us, Marlayna. It's great to know that the team at CrossCountry Mortgage, LLC made a positive impact and showed genuine care for your needs.
Fantastic explanations and follow through ! Extremely knowledgeable and accomodating with meeting times and dates. Amazing experience !
Reply from Tracey Wheeler at CrossCountry Mort...
September 23rd, 2026 01:46 AM
Thank you !!!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Scotsman Top 1%
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards
Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095