Top 5%
Tracey Wheeler at CrossCountry Mortgage
Senior Loan Officer | NMLS #413393
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
As a first-time homebuyer, I had a lot to learn, and I’m so grateful I had Tracey helping me through the entire process. Buying a home can feel overwhelming when it’s all new to you, but she always took the time to explain things in a way I...
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Tracey Wheeler is highly skilled, experienced, and is well versed in the ins & outs of lending. Knowing your client's loan is in her capable hands affords me, and my clients, substantial peace of mind.
Reply from Owner
October 5th, 2026 10:46 PM
Thank you so much Paul!
Tracey is highly skilled, experienced, and knows the ins & outs if lending. Knowing your client's loan is in hwr capable hands affords me great peace of mind.
Reply from Tracey Wheeler at CrossCountry Mort...
October 5th, 2026 10:46 PM
thank you so much Paul!!
Tracey was very patient while being professional
Reply from Tracey Wheeler
October 5th, 2026 07:33 PM
I'm glad to know you felt I was both patient and professional, Debra. It's important to me that clients have a positive experience, and I'm pleased that CrossCountry Mortgage, LLC played a part in that.
Best home buying experience we have had !! Amazing people and truly care about their clients !!
Reply from Owner
October 2nd, 2026 05:52 PM
I'm pleased to hear that you had the best home buying experience with us, Marlayna. It's great to know that the team at CrossCountry Mortgage, LLC made a positive impact and showed genuine care for your needs.
Fantastic explanations and follow through ! Extremely knowledgeable and accomodating with meeting times and dates. Amazing experience !
Reply from Tracey Wheeler at CrossCountry Mort...
September 23rd, 2026 01:46 AM
Thank you !!!
Tracey is awesome! My clients loved working with her and our escrow went very smoothly. I look at the loan officer as put of my TEAM and Tracey is a rockstar.
Reply from Tracey Wheeler at CrossCountry Mort...
September 23rd, 2026 01:46 AM
Darin, thank you for your kind words. I'm pleased to hear that your clients enjoyed working with me and that the escrow process went smoothly. Being considered part of your team means a lot, and I'm glad I could contribute positively at CrossCountry...
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Great experience. Very knowledgeable and helpful , made a stressful experience so much easier! Thank you!
Reply from Tracey Wheeler at CrossCountry Mort...
September 23rd, 2026 01:46 AM
Thank you !!!
I cannot stress enough how incredible it was to work with Tracey. She was incredibly approachable, methodical and patient in all her interactions. She provided me with several scenarios and 'what-if' breakdowns for financial situations. Working...
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Reply from Owner
September 23rd, 2026 01:47 AM
Thank you !!!
It was an excellant experience working with Tracey. She was always approachable and available to answer questions. She was clear and patient in her explanations. I would definetly refer her to others in the future.
Reply from Tracey Wheeler at CrossCountry Mort...
September 23rd, 2026 01:47 AM
Thank you !!!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Scotsman Top 1%
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards
Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095