Top 5%
Tracey Wheeler at CrossCountry Mortgage
Sr. Loan Officer | NMLS #413393
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Tracey and her team were thorough, expedient and clear. Every step of my loan process was seamless. A team member was always available and knowledgeable if I had questions. Excellence is hard to find in the work place these days yet, Tracey’s...
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Reply from Owner
July 27th, 2026 02:18 PM
Brandon, thank you for the great rating! I'm pleased to know you had a positive experience with us at CrossCountry Mortgage.
Tracey's team went out of their way to show me comparables and options so that my loan fit my specific situation. Tracey and her team quickly responded to all correspondence with clarity and accuracy.
Reply from Tracey Wheeler at CrossCountry Mort...
July 27th, 2026 01:32 PM
Brandon, I appreciate your kind words about how my team and I tailored the loan options to your specific needs. It's nice to know that our quick and clear responses helped make the process smooth for you. If there's anything else you need,...
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Excellent to work with and kept me in the communication loop the entire time.
Reply from Owner
July 24th, 2026 06:18 PM
Penny, I'm grateful to hear that you felt well-informed throughout the process. It was a pleasure working with you and ensuring clear communication every step of the way.
Tracey and her team were great! They made the process very easy to understand and left nothing out. Their communication was stellar and I knew every step that was completed immediately . I would definitely recommend them to anyone that asks...
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Reply from Tracey Wheeler at CrossCountry Mort...
July 24th, 2026 01:06 PM
Penny, I'm pleased to hear that you found the process easy to understand and appreciated our communication. It's great to know you felt informed every step of the way. Thank you for recommending us as a loan officer to others!
Everybody was very friendly, knowledgeable, and patient with our million repetitive questions.
Reply from Owner
July 24th, 2026 05:16 PM
Brittney, thank you for highlighting our team's friendliness, knowledge, and patience. I'm happy we could assist you effectively and make the experience comfortable. If there's anything else you need, feel free to reach out.
Everybody was very friendly, knowledgeable, and patient with our million repetitive questions.
Reply from Tracey Wheeler at CrossCountry Mort...
July 23rd, 2026 04:53 PM
Adam, I appreciate your kind words about our team's friendliness, knowledge, and patience. I'm glad we could assist you effectively and make the process comfortable. If you have any more questions or need further assistance, please don't hesitate...
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Best house buying process I’ve experienced so far. Tracey and her team were so knowledgeable and have the entire process very streamlined.
Reply from Owner
July 15th, 2026 03:15 PM
Alicia, I'm glad to hear that you found the house buying process smooth and efficient with my team and me. Your kind words about our knowledge and streamlined approach are greatly appreciated. If there's anything more we can do for you, feel...
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I loved the updates provided regularly. That was a big deal for me because I hate feeling like I don't know what's going on with such a monumental purchase. Tracey was so knowledgeable about the entire process. We truly felt like she was looking...
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Reply from Tracey Wheeler
July 14th, 2026 03:08 PM
Alicia, I'm pleased to know that the regular updates were helpful for you during such an important purchase. It's great to hear that you felt informed and supported throughout the process. I'm grateful for your trust and look forward to assisting...
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Tracy and her team are the only folks we would want to do a mortgage or refinance with . Super professional, prompt, and easy to work with .
Reply from Tracey Wheeler
July 13th, 2026 12:55 PM
Francis, I'm grateful for your kind words about my team and me. It's great to know that you find us professional, prompt, and easy to work with. If there's anything you need in the future, please feel free to reach out to me.
Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Tabetha P
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards
Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095