Top 5%
Tracey Wheeler at CrossCountry Mortgage
Sr. Loan Officer | NMLS #413393
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Mrs. Wheeler was so so helpful and friendly with our endeavor. She would respond to all questions at the drop of a hat.
Reply from Tracey Wheeler at CrossCountry Mort...
August 19th, 2026 01:44 AM
Thank you so much Ricky!
From start to finish, the whole process was so easy. Tracey and her team were so thorough and always answered any questions I had. I have done many other loans and this was by far the easiest.
Reply from Tracey Wheeler
August 19th, 2026 01:41 AM
Tracie, I'm glad to hear that you found the loan process easy and thorough with my team. It's wonderful to know that we could provide an experience that stood out among your previous ones. Thank you for your kind feedback!
I felt intimidated by the process before starting but once I connected with Tracy I found everything to be much easier than I expected. Tracey did a great job of explaining the process at the beginning so we knew much of what to expect. She...
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Reply from Owner
August 10th, 2026 06:20 PM
Thank you Travis! You were a pleasure to work with!
I felt intimidated by the process before starting but once I connected with Tracy I found everything to be much easier than I expected. Tracey did a great job of explaining the process at the beggining so we knew much of what to expect. She...
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Reply from Tracey Wheeler at CrossCountry Mort...
August 10th, 2026 06:20 PM
Thank you Travis! You were a pleasure to work with!
I used to think applying for a mortgage would be a painful and difficult process, but Tracey and her team made everything so easy and clear that at times it seemed surreal how smooth everything was
Reply from Tracey Wheeler at CrossCountry Mort...
August 10th, 2026 06:20 PM
Thank you Eric! You were a pleasure to work with!
Tracey and her team were very helpful in navigating my home purchase; as I'm a first time buyer. The funding intricacies of my government job and the timing of pension documentation would otherwise have been a deal breaker on purchasing at...
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Reply from Tracey Wheeler at CrossCountry Mort...
August 4th, 2026 04:47 AM
It was a pleasure helping you!!
Tracey and her team were thorough, expedient and clear. Every step of my loan process was seamless. A team member was always available and knowledgeable if I had questions. Excellence is hard to find in the work place these days yet, Tracey’s...
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Reply from Owner
July 27th, 2026 02:18 PM
Brandon, thank you for the great rating! I'm pleased to know you had a positive experience with us at CrossCountry Mortgage.
Tracey's team went out of their way to show me comparables and options so that my loan fit my specific situation. Tracey and her team quickly responded to all correspondence with clarity and accuracy.
Reply from Tracey Wheeler at CrossCountry Mort...
July 27th, 2026 01:32 PM
Brandon, I appreciate your kind words about how my team and I tailored the loan options to your specific needs. It's nice to know that our quick and clear responses helped make the process smooth for you. If there's anything else you need,...
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Excellent to work with and kept me in the communication loop the entire time.
Reply from Owner
July 24th, 2026 06:18 PM
Penny, I'm grateful to hear that you felt well-informed throughout the process. It was a pleasure working with you and ensuring clear communication every step of the way.
Tracey and her team were great! They made the process very easy to understand and left nothing out. Their communication was stellar and I knew every step that was completed immediately . I would definitely recommend them to anyone that asks...
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Reply from Tracey Wheeler at CrossCountry Mort...
July 24th, 2026 01:06 PM
Penny, I'm pleased to hear that you found the process easy to understand and appreciated our communication. It's great to know you felt informed every step of the way. Thank you for recommending us as a loan officer to others!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Scotsman Top 1%
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards
Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095