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Tracey Wheeler at CrossCountry Mortgage
Sr. Loan Officer | NMLS #413393

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Best house buying process I’ve experienced so far. Tracey and her team were so knowledgeable and have the entire process very streamlined.
I loved the updates provided regularly. That was a big deal for me because I hate feeling like I don't know what's going on with such a monumental purchase. Tracey was so knowledgeable about the entire process. We truly felt like she was looking...
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Tracy and her team are the only folks we would want to do a mortgage or refinance with . Super professional, prompt, and easy to work with .
Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Tabetha P
Tracey's team went above and beyond to work with my situation of selling a home in another state and working wirh all the challenges that came with it.
Reply from Tracey Wheeler
June 22nd, 2026 04:57 PM
Tabetha, I appreciate you sharing your experience with my team. I'm glad we could assist with the complexities of selling your home in another state. If there's anything else you need, please don't hesitate to reach out to me.
I've worked with Tracey and her team twice iso far in 2026. One transaction was very clean and very straight forward and the other had a buyer profile that was not clean and straight forward. We closed in two weeks in both instances and it's...
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I've worked with Tracey and her team twice iso far in 2026. One transaction was very clean and very straight forward and the other had a buyer profile that was not clean and straight forward. We closed in two weeks in both instances and it's...
read more
Reply from Tracey Wheeler
June 18th, 2026 08:12 PM
David, I'm pleased to hear about your positive experiences with my team and me in 2026. Closing both transactions in two weeks truly reflects our commitment to diligence and thoroughness. Thank you for your kind words, and if you need any further...
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Phenomenal, hands down the best loan officer out there. We will be customers for life with Tracey Wheeler. We cannot recommend her enough!
Tracey is bu the far the best Sr Loan officer we have ever worked with. Tracey helped us with our last home and directly working with her for our new home was an amazing experienc. Tracey is a professional who prioritizes her client. We will...
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Reply from Tracey Wheeler
June 12th, 2026 06:52 PM
Andrew, I'm grateful for your kind words and continued trust in me as your Senior Loan Officer. It's wonderful to hear that working with me on your new home was such a positive experience. If you ever need anything in the future, please feel...
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Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Ernesto D
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
751
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Memberships
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards

Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095