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Tracey Wheeler at CrossCountry Mortgage
Sr. Loan Officer | NMLS #413393

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Tracy and her team are great. Process was seamless. Thanks
Reply from Tracey Wheeler
May 29th, 2026 12:40 PM
Matthew, I appreciate your kind words about my team and the seamless process. If you ever have more questions or need assistance in the future, feel free to reach out to me.
This team was experienced and professional.
Reply from Tracey Wheeler
May 25th, 2026 07:05 PM
Jason, I'm pleased to hear that you found the team experienced and professional. If there's anything more I can assist you with, please don't hesitate to reach out to me.
The team was so helpful and patient with me I was over and occasionally did complete forms correctly . They reached out kindly and steered me back on track
Reply from Tracey Wheeler
May 21st, 2026 03:16 PM
Karen, I'm glad to know the team was helpful and patient during your experience. It's great that they could assist you and guide you when needed. If there's anything else I can do for you, please don't hesitate to reach out to me.
I really appreciated the consistent communication through the whole process. This was my first time buying a home and along with being a single mom, it was an experience that i never thought I'd be able to have. I'm very grateful for Cross...
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Reply from Tracey Wheeler
May 6th, 2026 03:31 PM
Melani, I'm grateful for your kind words and am pleased to have been part of your home-buying journey. It's appreciated to know that consistent communication made a difference for you. If you have any questions or need further assistance in...
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The communication and overall service was wonderful. Quick and easy process overall. I don’t want to work with any other mortgage company again!
The entire loan process was easy and quick!
Reply from Tracey Wheeler
May 4th, 2026 12:58 PM
I'm pleased to hear that the loan process was easy and quick for you, Kelly. If you have any future needs or questions, feel free to reach out to me.
Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Dana D
Excellent service and high level of expertise. The company makes the loan process stress-free by being proactive and highly responsive. I really appreciated the clear communication and the professional approach of the whole team.
Reply from Tracey Wheeler
April 29th, 2026 01:02 PM
Alana, thank you for your kind words. I'm happy to know that you found the service and communication clear and professional. If you need any further assistance, feel free to reach out to me.
I had a little trouble uploading a few documents.
Reply from Tracey Wheeler at CrossCountry Mort...
April 5th, 2026 03:19 PM
Please let me know if you still need assistance, and I am happy to help!
Tracy went above and beyond even stayed on the phone with us late at night was great
Reply from Tracey Wheeler
April 1st, 2026 12:59 PM
Daniel, I appreciate you sharing your experience. I'm glad to hear that I could be there for you and assist even during late hours. If there's anything else you need or any questions arise, please don't hesitate to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
764
/850
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Memberships
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards

Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095