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Tracey Wheeler at CrossCountry Mortgage
Sr. Loan Officer | NMLS #413393

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Tracey H
Excellent customer service. Email updates were received throughout the process with phone calls to follow up ensuring I understood and ready to answer any questions I may have had.
Tracey was a joy to work with. Very attentive to our needs and questions.
Reply from Owner
September 1st, 2026 07:57 PM
Ricky, thank you for your kind words. I'm glad I could be attentive to your needs and questions at CrossCountry Mortgage.
Mrs. Wheeler was so so helpful and friendly with our endeavor. She would respond to all questions at the drop of a hat.
Reply from Tracey Wheeler at CrossCountry Mort...
August 19th, 2026 01:44 AM
Thank you so much Ricky!
From start to finish, the whole process was so easy. Tracey and her team were so thorough and always answered any questions I had. I have done many other loans and this was by far the easiest.
Reply from Tracey Wheeler
August 19th, 2026 01:41 AM
Tracie, I'm glad to hear that you found the loan process easy and thorough with my team. It's wonderful to know that we could provide an experience that stood out among your previous ones. Thank you for your kind feedback!
I felt intimidated by the process before starting but once I connected with Tracy I found everything to be much easier than I expected. Tracey did a great job of explaining the process at the beginning so we knew much of what to expect. She...
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Reply from Owner
August 10th, 2026 06:20 PM
Thank you Travis! You were a pleasure to work with!
I felt intimidated by the process before starting but once I connected with Tracy I found everything to be much easier than I expected. Tracey did a great job of explaining the process at the beggining so we knew much of what to expect. She...
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Reply from Tracey Wheeler at CrossCountry Mort...
August 10th, 2026 06:20 PM
Thank you Travis! You were a pleasure to work with!
I used to think applying for a mortgage would be a painful and difficult process, but Tracey and her team made everything so easy and clear that at times it seemed surreal how smooth everything was
Reply from Tracey Wheeler at CrossCountry Mort...
August 10th, 2026 06:20 PM
Thank you Eric! You were a pleasure to work with!
Tracey and her team were very helpful in navigating my home purchase; as I'm a first time buyer. The funding intricacies of my government job and the timing of pension documentation would otherwise have been a deal breaker on purchasing at...
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Reply from Tracey Wheeler at CrossCountry Mort...
August 4th, 2026 04:47 AM
It was a pleasure helping you!!
Tracey and her team were thorough, expedient and clear. Every step of my loan process was seamless. A team member was always available and knowledgeable if I had questions. Excellence is hard to find in the work place these days yet, Tracey’s...
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Reply from Owner
July 27th, 2026 02:18 PM
Brandon, thank you for the great rating! I'm pleased to know you had a positive experience with us at CrossCountry Mortgage.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Scotsman Top 1%
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards
Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095