Top 5%
Tracey Wheeler at CrossCountry Mortgage
Sr. Loan Officer | NMLS #413393
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
This was by far one if the lowest stress home purchases we have made. We are so thankful for this teams quick and efficient work to help secure our loan while having the best communication and transparency to help ease any concern or worry!...
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Reply from Tracey Wheeler
December 22nd, 2025 01:56 PM
Michael, it’s gratifying to hear that this was a low-stress home purchase for you. I'm glad my efforts, along with the team's efficiency and transparent communication, helped ease your concerns. If any questions come up or if there's anything...
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We loved the groups patients and willingness to hold our hand throught the whole process. My wife and I had many questions and concerns. Their quick response and the support of the entire team made the home buying process easy and smooth even...
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Reply from Tracey Wheeler
December 19th, 2025 06:58 PM
I appreciate hearing about your experience, Ismael. I'm glad that our team's patience and support were helpful during your first home buying journey. It's important to me that you felt secure and informed every step of the way. Should any other...
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I had the chance to work with Tracey for the first time while representing a wonderful family purchasing a home, and I was genuinely impressed from start to finish. She was responsive, proactive, and incredibly clear with both my clients and...
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Reply from Tracey Wheeler
December 19th, 2025 06:45 PM
I really appreciate the feedback and am looking forward to working with you again.
The process was smooth and fast. Communication was clear and the online processing was easy. Thank you to Tracey and the team.
Reply from Tracey Wheeler
December 8th, 2025 03:51 PM
I appreciate your feedback, Michelle. I'm pleased to know that the process was smooth and efficient for you, and that you found the communication and online processing clear and easy to navigate. Should you have any further questions or need...
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They are prompt, clear, taking initiative on actions which need to be done. I had some questions about taxes, Tracey did research , inquires for me and clalified my confusion.
thank you !
Reply from Tracey Wheeler
December 8th, 2025 09:47 PM
It's great to hear your experience was positive, Naoko. I'm glad I could help clarify your tax questions and provide the information you needed. If you have more questions or need further clarification in the future, don't hesitate to reach...
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As first time home buyers, we didn't really know what to expect. Tracey was great at communicating the process. She answered all of our questions, responded promptly, and walked us through each step. I can definitely recommend her services...
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Reply from Owner
April 5th, 2026 03:31 PM
Thank you Jeff! It was wonderful working with you!
The entire team was exceptional with communication. They responded quickly to all inquiries either by phone, email, or messaging. The team kept us informed regarding the progress of our financing. This gave us added assurance and peace of mind....
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Reply from Tracey Wheeler
December 2nd, 2025 04:53 PM
I'm glad to hear that the communication from the team met your needs and provided reassurance during the financing process, Jonna. It's important to me that you felt well-informed and supported throughout this time. If you have any further...
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Thanks for your guidance, patience, and great communication. I'll definitely recommend you if I know anyone looking for a home!
Reply from Tracey Wheeler
December 1st, 2025 02:15 PM
I'm grateful for your kind words, Jeffrey. I'm glad to hear that my guidance and communication helped you throughout the process. Your recommendations mean a lot to me, and I'm here if you ever need anything else.
Professional, competent, knowledgeable
Reply from Tracey Wheeler
December 1st, 2025 03:14 PM
Thank you for your kind words, Thomas. It's rewarding to hear that you found my services professional and knowledgeable. If you have any more questions or need further assistance, feel free to reach out anytime.
For a couple of clueless first time homebuyers that had no idea about the house buying process, Tracey and her team were there every step of the way to explain things to us and provide some advice and insight. I recommend her to anyone looking...
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Reply from Tracey Wheeler
November 27th, 2025 08:32 PM
I'm pleased to hear that you felt supported throughout the home-buying process, Shari. It's important to me to provide clear explanations and guidance, especially for those new to buying a home. Thank you for recommending my services. If you...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Scotsman Top 1%
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards
Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095