Top 5%
Tracey Wheeler at CrossCountry Mortgage
Sr. Loan Officer | NMLS #413393
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
It was a wonderful experience working with Tracy and Marla. They were professional kind, courteous, and I felt like they were family when the whole episode was over. I was overwhelmed with joy and pleasure working with and being a part of team...
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Reply from Tracey Wheeler
September 29th, 2025 01:49 PM
Thomas, I'm truly touched by your kind words. Knowing that you felt such a sense of family and support throughout the process means a lot to me. I'm pleased we could assist in achieving your dream of getting into your new home. Your experience...
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Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Phillip S
Reply from Owner
April 5th, 2026 03:32 PM
Thank you for the positive rating, Phillip. If there's anything I can assist you with or any questions you have, feel free to reach out.
Everything was fast and easy.
Reply from Tracey Wheeler
September 25th, 2025 04:07 PM
It's great to know that you found the process both quick and straightforward, Phillip. Streamlining things for you is a priority, and I'm pleased it went smoothly. If there's anything else you need, feel free to reach out.
Tracey Wheeler was amazing. She had great communication and would reach out frequently to see how she could help and make this process easier. She was available basically 24/7 to talk and discuss anything. One of the most important things and...
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Reply from Tracey Wheeler
September 22nd, 2025 05:13 PM
I'm glad to hear that my approach resonated with you, Corey. Making sure you're informed and at ease during the home-buying process is something I focus on, especially for first-time buyers. Your trust means a lot, and I'm pleased the communication...
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Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Hannah H
Reply from Owner
April 5th, 2026 03:32 PM
Thank you for rating my services at CrossCountry Mortgage. If there's anything more you'd like to share or if you need assistance, feel free to reach out.
Tracey was very informative and responsive with all our questions. She was also very accommodating with our time zone differences and purchasing a home from across the world. We recommend her team!
Reply from Tracey Wheeler at CrossCountry Mort...
April 5th, 2026 03:33 PM
Thank you for sharing your experience, Hannah. I'm pleased to know that I could assist with your questions and accommodate the time zone differences during your home purchase. If there's anything else I can help with or if more questions arise,...
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Tracey and team were competent, professional and courteous. They not only kept the timelines promised but were able to close the deal 2 weeks ahead of the schedule, great job Tracey and team!
Reply from Owner
April 5th, 2026 03:33 PM
Thank you for sharing your experience. I'm pleased to hear that my team's professionalism and commitment made a positive impact and that we could close the deal ahead of schedule. If there's anything more you need or want to discuss, feel free...
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Tracey was great. Explained everything.
Reply from Tracey Wheeler
August 17th, 2025 05:45 PM
I'm glad to hear that you found the explanations clear and helpful, Roberta. Ensuring you understand each part of the process is important to me, and I'm pleased that it contributed positively to your experience. Thank you for your kind words!...
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Tracey and team were competent, professional and courteous. They not only kept the timelines promised but were able to close the deal 2 weeks ahead of the schedule, great job Tracey and team!
Reply from Tracey Wheeler
August 16th, 2025 03:46 PM
Thanks so much for your kind words, Arun. I'm delighted to know that you appreciated our professionalism and courtesy throughout your experience. Achieving an early close is always a team effort, and I'm glad we could meet — and exceed — the...
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I live & work in Arizona, I'm a realtor & investor.I will only work with Tracey. The market is saturated with lenders, I have worked with quite a few & no one works like Tracey. We have talked many times late on a Sunday evening, or while she...
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Reply from Owner
April 5th, 2026 03:36 PM
Robin, thank you for taking the time to share such thoughtful feedback. I’m glad to hear that my approach stands out to you in the crowded market. Your trust means a lot to me, and I’m grateful for your continued support and referrals. It’s...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Scotsman Top 1%
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards
Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095