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Tracey Wheeler at CrossCountry Mortgage
Sr. Loan Officer | NMLS #413393

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Tracey and her team do their very best to make the process smooth and seamless. Everyone on the team was knowledgeable and responsive. If I had a question, it was answered quickly. Above all, what sets Tracey and her team apart is that they...
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Reply from Tracey Wheeler
March 4th, 2026 01:56 PM
I appreciate the kind words, Nancy. It's gratifying to hear that our efforts to provide a seamless process and responsive service were evident to you. Ensuring my clients receive the best rates and terms is always a priority, and I'm glad you...
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Communication was very good.
Reply from Tracey Wheeler
March 2nd, 2026 05:15 PM
I enjoyed working with you. Thanks for the great feedback.
Start to finish there was incredible communication, follow up and follow through. Made the refinancing process much easier then ever anticipated. Many thanks!
Reply from Tracey Wheeler
February 26th, 2026 08:18 PM
I'm really pleased to know that the communication and thoroughness made your refinancing experience easier, Kurt. Thank you for your kind words. If you have any questions or need anything else, I'm here to help.
The whole team was very PATIENT with me and told me what steps I needed to take before I had to take them. Any questions I had were addresssed immediately and in full.,
Reply from Tracey Wheeler
January 19th, 2026 06:50 PM
It's great to know the team's patience and proactive guidance were helpful during your experience, Melanie. I’m pleased that your questions were answered promptly and thoroughly. If there's anything more I can do for you, please don't hesitate...
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Great communication and an efficient process all around!
Reply from Tracey Wheeler
December 30th, 2025 04:06 PM
I'm glad to hear that you found the communication and process efficient, Jonathan. If you have any further questions or need assistance in the future, feel free to reach out.
Our escrow and lending both had a few unexpected hiccups, but Tracey and her team saw us safely through those . . . her expertise and perseverence made the difference.
Reply from Tracey Wheeler
December 29th, 2025 04:17 PM
I enjoyed working with you. Thanks for the great feedback.
Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Melissa M
Reply from Owner
April 5th, 2026 03:22 PM
Thank you so much Melissa!
Entire team very professional - appreciate the communication and education along the way!
Reply from Tracey Wheeler
December 22nd, 2025 05:23 PM
Thank you for sharing your thoughts, Melissa. I'm pleased to hear that the communication and educational support from the team made a positive impact on your experience. If you ever have further questions or need additional guidance, I'm here...
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Tracey Wheeler and Stephanie Lidstrom were very professional and kept our loan process seamless!
Reply from Owner
April 5th, 2026 03:22 PM
I appreciate your kind words! I will share with Stephanie as well!
Tracey Wheeler and Stephanie Lidstrom were very professional and prompt throughout our loan process. We are grateful to have had such a supportive team!
Reply from Tracey Wheeler
December 22nd, 2025 07:53 PM
It's great to hear about your positive experience with myself and Stephanie during your loan process, Domingo. I'm pleased that our professionalism and promptness met your expectations. If you need any further assistance or have questions in...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Scotsman Top 1%
- NMLS #413393
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 413393
Awards
Scotsman Top Produ...
Achievements
- Scotsman Top Producer 2024 and 2025
Hobbies
- Health and Wellness
- Reading
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095