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Tracey Wheeler at CrossCountry Mortgage - Sr. Loan Officer | NMLS #413393 in San Diego, CA
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Tracey Wheeler at CrossCountry Mortgage

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Sr. Loan Officer | NMLS #413393

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
  • TotalExpert
    N
    Nancy B
    Grass Valley, CA
    Posted on February 25th, 2026 01:56 PM
    Tracey and her team do their very best to make the process smooth and seamless. Everyone on the team was knowledgeable and responsive. If I had a question, it was answered quickly. Above all, what sets Tracey and her team apart is that they...
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    Reply from Tracey Wheeler
    March 4th, 2026 01:56 PM
    I appreciate the kind words, Nancy. It's gratifying to hear that our efforts to provide a seamless process and responsive service were evident to you. Ensuring my clients receive the best rates and terms is always a priority, and I'm glad you...
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  • TotalExpert
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    Craig A
    Grass Valley, CA
    Posted on February 23rd, 2026 05:14 PM
    Communication was very good.
    Reply from Tracey Wheeler
    March 2nd, 2026 05:15 PM
    I enjoyed working with you. Thanks for the great feedback.
  • TotalExpert
    K
    Kurt R
    Grass Valley, CA
    Posted on February 19th, 2026 12:23 AM
    Start to finish there was incredible communication, follow up and follow through. Made the refinancing process much easier then ever anticipated. Many thanks!
    Reply from Tracey Wheeler
    February 26th, 2026 08:18 PM
    I'm really pleased to know that the communication and thoroughness made your refinancing experience easier, Kurt. Thank you for your kind words. If you have any questions or need anything else, I'm here to help.
  • TotalExpert
    M
    Melanie C
    Grass Valley, CA
    Posted on January 12th, 2026 01:38 AM
    The whole team was very PATIENT with me and told me what steps I needed to take before I had to take them. Any questions I had were addresssed immediately and in full.,
    Reply from Tracey Wheeler
    January 19th, 2026 06:50 PM
    It's great to know the team's patience and proactive guidance were helpful during your experience, Melanie. I’m pleased that your questions were answered promptly and thoroughly. If there's anything more I can do for you, please don't hesitate...
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  • TotalExpert
    J
    Jonathan S
    Grass Valley, CA
    Posted on December 23rd, 2025 04:05 PM
    Great communication and an efficient process all around!
    Reply from Tracey Wheeler
    December 30th, 2025 04:06 PM
    I'm glad to hear that you found the communication and process efficient, Jonathan. If you have any further questions or need assistance in the future, feel free to reach out.
  • TotalExpert
    P
    Paul W
    Grass Valley, CA
    Posted on December 21st, 2025 04:56 PM
    Our escrow and lending both had a few unexpected hiccups, but Tracey and her team saw us safely through those . . . her expertise and perseverence made the difference.
    Reply from Tracey Wheeler
    December 29th, 2025 04:17 PM
    I enjoyed working with you. Thanks for the great feedback.
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    M
    Melissa M
    Posted on December 15th, 2025 05:23 PM
    Tracey Wheeler at CrossCountry Mortgage has received a review with 5 star rating from Melissa M
    Reply from Owner
    April 5th, 2026 03:22 PM
    Thank you so much Melissa!
  • TotalExpert
    M
    Melissa M
    Oro Valley, AZ
    Posted on December 15th, 2025 05:22 PM
    Entire team very professional - appreciate the communication and education along the way!
    Reply from Tracey Wheeler
    December 22nd, 2025 05:23 PM
    Thank you for sharing your thoughts, Melissa. I'm pleased to hear that the communication and educational support from the team made a positive impact on your experience. If you ever have further questions or need additional guidance, I'm here...
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    D
    D M
    Posted on December 15th, 2025 12:17 AM
    Tracey Wheeler and Stephanie Lidstrom were very professional and kept our loan process seamless!
    Reply from Owner
    April 5th, 2026 03:22 PM
    I appreciate your kind words! I will share with Stephanie as well!
  • TotalExpert
    D
    Domingo M
    Oro Valley, AZ
    Posted on December 15th, 2025 12:15 AM
    Tracey Wheeler and Stephanie Lidstrom were very professional and prompt throughout our loan process. We are grateful to have had such a supportive team!
    Reply from Tracey Wheeler
    December 22nd, 2025 07:53 PM
    It's great to hear about your positive experience with myself and Stephanie during your loan process, Domingo. I'm pleased that our professionalism and promptness met your expectations. If you need any further assistance or have questions in...
    read more
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Diego, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #413393 | Branch NMLS #2613279
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    What is the Search Rank Score®?
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    Memberships
    • Scotsman Top 1%
    • NMLS #413393

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 413393
    Awards
    Scotsman Top Producer
    Scotsman Top Produ...
    Achievements
    • Scotsman Top Producer 2024 and 2025
    Hobbies
    • Health and Wellness
    • Reading
    • Travel
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS